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Personal and Business Banking

Mobile Wallets

Use your mobile device to pay with Apple Pay®, Google Pay, or Samsung Pay

  • Overview
  • Apple Pay
  • Google Pay
  • Samsung Pay
  • Resources
Mobile Wallets

A safe, convenient way to pay with your DCU Cards

  • Make purchases using compatible mobile devices
  • Pay in stores or within participating apps
  • More secure than carrying your wallet
  • Set up can be done in seconds
  • Works with your DCU Debit Card and DCU Visa® Credit Cards
Apple Pay

About Apple Pay

Apple Pay allows you to easily and securely make purchases at participating merchants with virtual DCU cards using supported Apple devices.

  • Paying is easy at over a million stores using your iPhone or Apple Watch – no need to use your physical card.
  • You can also pay within participating apps on iPhone and iPad
  • Shop securely knowing that your DCU card number is never stored on Apple's servers or given to the merchant.
  • Set up can be done in seconds – simply add your DCU card and start shopping right away.
  • Works with your DCU Debit Card and DCU Visa® Credit Cards.
  • If you lose your device, use Apple's Find My iPhone app to quickly put your device in Lost Mode to suspend Apple Pay, or you can even do a remote wipe to delete your personal data.

It's More Secure Than Carrying Your Wallet.

Every time you hand over your credit or debit card to pay, your card number and identity are visible. With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted, and securely stored in the Secure Element, a dedicated chip in iPhone and iPad. These numbers are never stored on Apple servers.

And when you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with payment.

Since you don’t have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store.

Learn More About Apple Pay's Security

It's Easy.

With iPhone – simply hold your iPhone near the contactless reader with your finger on Touch ID – there’s no need to open an app or wake your display. You don’t even have to look at the screen to know your payment information was successfully sent. A subtle vibration and beep let you know.

With Apple Watch – double‑click the side button and hold the display of Apple Watch up to the contactless reader. A gentle tap and beep confirm that your payment information was sent.

Pay within apps – on iPhone and iPad, you can use Apple Pay to pay with a single touch within apps. Checking out is as easy as selecting Apple Pay and placing your finger on Touch ID.

Supported Devices

Products In Apps In Stores
iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, iPhone SE
Paired with iPhone 5 or later.
iPad Pro, iPad Air 2, iPad mini 4, iPad mini 3

Need More Information?

Learn More About Apple Pay

Apple Pay Support

Apple Pay FAQs

Set up and use Apple Pay with Apple Watch

Apple, the Apple logo, iPhone, iPad, Apple Pay, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Google Pay

About Google Pay

Google Pay allows you to easily and securely make purchases at participating merchants with virtual DCU cards using supported Android devices.

  • Simple. Choose your device, add your credit or debit cards, and you're all set. Whether you're at a store or in an app - you're ready to use Google Pay.
  • Secure. When you shop at a merchant, Google Pay doesn’t send your actual credit or debit card number with your payment. Instead, it uses a virtual account number to represent your account information so your card details stay safe.
  • Convenient. Google Pay is accepted at over one million stores across the US.
  • Works with your DCU Debit Card and DCU Visa® Credit Cards.
  • If your phone is ever lost or stolen, you can use Android Device Manager to instantly lock your device from anywhere, secure it with a new password, and even wipe it clean of your personal information.

It's Easy.

  1. Look for the app on your phone – Google Pay comes preloaded on several devices. If your phone doesn’t have the app, simply download it from Google Play.
  2. Add a debit or credit card – Adding a DCU Debit or Credit Card is as simple as snapping a picture. And if you already have a card in your Google account you can simply add it to Google Pay by confirming a few details.
  3. Start tapping – Simply unlock your phone and tap to use Google Pay at any location that accepts contactless payments.

Need More Information?

Learn More About Google Pay

Google Pay Help Center

Download the Google Pay App

Google, the Google logo and Google Pay are trademarks of Google Inc.

Samsung Pay

About Samsung Pay

Samsung Pay allows you to easily and securely make purchases at participating merchants with virtual DCU cards using supported mobile devices.

Pay Almost Anywhere You Can Swipe Your DCU Cards*

  • It makes transactions super easy. Just swipe up to launch the app, secure with your fingerprint, and hover over the card reader to pay.
  • Samsung Pay works with your DCU Debit Card and DCU Visa® Credit Cards.
  • And it’s safe – your purchases remain yours alone. Samsung Pay uses several layers of security. It keeps your payment information separate and doesn’t store or share it, so you can pay without worry.

3 Simple Steps to Pay.

  1. Swipe Up – Swipe up from the home button. Or, select the Samsung Pay app icon from your home screen or app tray.
  2. Secure – Authorize payments by simply scanning your fingerprint or entering your pin.
  3. Hover & Pay – Hover your phone over the in‑store card reader. That's it!

Supported Devices

  • Galaxy S7
  • Galaxy S7 edge
  • Galaxy S6
  • Galaxy S6 edge +
  • Galaxy S6 active
  • Galaxy S6 edge
  • Galaxy Note5

Need More Information?

Learn More About Samsung Pay

Samsung Pay Support

Download the Samsung Pay App

*Only compatible with select cards, carriers and Samsung devices; see the Samsung Pay Support page for compatibility information.

Samsung, and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd

Related Links

  • Online Banking – Access your accounts anytime, day or night. Available 24/7 - and absolutely FREE.
  • Mobile Banking – Access your DCU accounts with smart phones, iPads, and internet-connected devices.
  • Online Deposit – Deposit checks free with the camera on your smart phone or iPad, or a computer scanner.
  • DCU Visa® Platinum Card – Are you paying a high-rate on your credit cards? You'd be surprised to find out how much you could save by switching to DCU.
  • DCU Visa® Platinum Rewards Card – Earn points on every purchase you make which can be redeemed for travel, merchandise, gift cards, and more.
  • DCU Visa® Debit Card – Use your card to shop at millions of locatons worldwide, wherever Visa is accepted.
  • Security Features – Here's how we protect your information and our systems.

Other Resources