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DCU Routing Number: 211391825

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    DCU Assistant

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    Free Business Checking

    Save on fees. Earn interest each month with Business Earn More on your account.

    OPEN

    At a Glance

    At DCU, when we say Free Business Checking, we mean it. So, with no monthly maintenance fees or minimum balance, why wouldn’t you open an account?

    Business Member Benefits

    An account that works for you – Earn interest each month with Business Earn More.¹
    DCU Visa® Debit Cards – Up to 4 per business account. (Upon Approval)
    Unlimited check writing – No fees, no matter how many checks you write
    20 free deposits per day – 10¢ per item processing charge after that
    DCU Digital Banking – Access your accounts, pay bills, deposit checks, and more – from the DCU mobile app or dcu.org.
    AS HIGH AS
    0.10% APY²
    RATINGS
    4.5 4.5 / 5 stars

    MINIMUM TO OPEN

    $0.00

    MONTHLY MAINTENANCE FEE

    $0.00

    Free Business Checking with Business Earn More¹

    An account that works for you.

    Minimum Daily Balance to earn Minimum Daily Balance to earn Interest/Dividend Rate Interest/Dividend Rate APY² APY²
    $0.01 0.10% 0.10%
    Minimum Daily Balance to earn Minimum Daily Balance to earn Interest/Dividend Rate Interest/Dividend Rate APY² APY²
    $0.01 0.10% 0.10%

    ¹ Since Business Earn More is a sweep feature, eligible balances are automatically swept out to accounts held at participating FDIC and/or NCUA insured banks and/or credit unions throughout the country.  Balances up to the amount of the Maximum Insured Deposit Amount (currently $2,500,000.00) will be eligible for Deposit Insurance coverage. You will still have access to your Free Business Checking account funds.

    ²APY = Annual Percentage Yield. Rates are variable and may change from time to time. Interest and/or dividends begin to accrue no later than the “day of deposit” (as this term is defined in DCU’s Business Account Agreement).

    The Business Earn More feature is only available for one Free Business Checking account per membership. Fees or other conditions may reduce earnings. Rate is accurate as of {currentdate}.

    Please refer to DCU's Business Account Agreement, and Schedule of Fees and Service Charges, for important information and disclosures regarding your Free Business Checking account and to DCU's Business Earn More Feature Terms and Conditions for additional terms and conditions on the Business Earn More feature.

    Business Accounts Deposit Fees

    Item Item Fee Fee
    20 Items or Less FREE
    Over 20 Items $ .10/item
    Item Item Fee Fee
    20 Items or Less FREE
    Over 20 Items $ .10/item

    For a complete listing of all of DCU’s fees and service charges, please see the Schedule of Fees and Service Charges.

    Current Participating Program Institutions:

    RECEIVING FINANCIAL INSTITUTIONS^

    ALLOCATION

    Citibank N.A

    9.10%

    Green State Credit Union

    9.09%

    First Business Bank

    9.09%

    Columbia Bank

    9.09%

    Peapack Gladstone Bank Trust

    9.09%

    Metropolitan Commercial Bank

    9.09%

    Axos Bank

    9.09%

    Comerica Bank

    9.09%

    HSBC Bank

    9.09%

    University First Credit Union

    9.09%

    GESA Credit Union

    9.09%

    ^Total percentage of the allocation may not add up to 100% due to rounding.

    What Our Members Are Saying

    Great to do business with

    RATINGS 5 5 / 5 stars

    Recently opened up an account with DCU for my small business. Signing up and getting all the information for the account was so easy. They do not charge you for maintenance fees, or other unnecessary charges. I’m so glad that DCU plays a role in my business.

    Jeannot16 - Methuen, MA

    READ MORE REVIEWS

    Excellent for a new business

    RATINGS 5 5 / 5 stars

    The features and benefits of a DCU business account make the decision of where to bank a no brainer. So many banks charge fees for everything while DCU offers most things free with your account allowing you to grow your business (and your savings account).

    NewBiz - Twin Cities, MN

    READ MORE REVIEWS

    DCU has me covered

    RATINGS 5 5 / 5 stars

    As a young entrepreneur who's just starting out, I trust putting my business banking needs in the hands of DCU. They've always been completely transparent with me on what to expect from their services and that goes a long way.

    Jordan - Worcester, MA

    READ MORE REVIEWS

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    220 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752-9130

    ABA Routing Number: 211391825
    NMLS# 466914

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