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Now earn .50% APY² with Business Earn More on your account.
At DCU, when we say Free Business Checking, we mean it. So, with no monthly maintenance fees or minimum balance, why wouldn’t you open an account?
An account that works for you.
Minimum Daily Balance to earn Minimum Daily Balance to earn | Interest Rate¹ Interest Rate¹ | APY² APY² |
---|---|---|
$0.01 | 0.50% | 0.50% |
Minimum Daily Balance to earn Minimum Daily Balance to earn | Interest Rate¹ Interest Rate¹ | APY² APY² |
---|---|---|
$0.01 | 0.50% | 0.50% |
¹ Since Business Earn More is a sweep feature, eligible balances are automatically swept out to interest-bearing FDIC insured deposit accounts held at participating institutions throughout the country. Balances up to the amount of the Maximum Insured Deposit Amount (currently $2,500,000.00) will be eligible for FDIC insurance coverage. You will still have access to your Free Business Checking account funds.
²APY = Annual Percentage Yield. Rates are variable and may change from time to time. Interest begins to accrue no later than the “day of deposit” (as this term is defined in DCU’s Business Account Agreement).
The Business Earn More feature is only available for one Free Business Checking account per membership. Fees or other conditions may reduce earnings. Rate is accurate as of November 23, 2020.
Please refer to DCU's Business Account Agreement, and Schedule of Fees and Service Charges, for important information and disclosures regarding your Free Business Checking account and to DCU's Business Earn More Feature Terms and Conditions for additional terms and conditions on the Business Earn More feature.
Item Item | Fee Fee |
---|---|
20 Items or Less | FREE |
Over 20 Items | $ .10/item |
Item Item | Fee Fee |
---|---|
20 Items or Less | FREE |
Over 20 Items | $ .10/item |
For a complete listing of all of DCU’s fees and service charges, please see the Schedule of Fees and Service Charges.
RECEIVING FINANCIAL INSTITUTIONS^ |
ALLOCATION |
---|---|
Centennial Bank |
9.09% |
HSBC Bank USA, National Association |
9.09% |
Texas Capital Bank |
9.09% |
Citibank N.A. |
9.09% |
Comerica Bank |
9.09% |
Peapack Gladstone Bank Trust |
9.09% |
Morgan Stanley Bank |
9.09% |
Morgan Stanley Private Bank |
9.09% |
Kearny Bank |
9.09% |
The Bancorp Bank |
9.09% |
TCF National Bank |
9.09% |
^Total percentage of the allocation may not add up to 100% due to rounding.