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Skip-A-Payment Program


Request a consumer loan payment deferral without impacting your credit rating.

Mortgage Alert

Important updates to our Skip-A-Payment program due to COVID-19 pandemic

During the COVID-19 pandemic and until further notice, DCU will be offering changes to our standard Skip-A-Payment program, including allowing members to skip two payments (with an option to extend for one additional payment, for a total of three skipped payments) with no fee to participate. Please note, that while DCU is offering the COVID-19 Skip-A-Payment program, DCU’s standard Skip-A-Payment program will not be available.

At a Glance

The Skip-A-Payment program gives you the option to defer monthly payments on an eligible DCU loan until the end of the loan, by advancing your payment due date and your maturity date¹.

Program details:

Gives you a two-month break from your loan payment - with no fee to participate. Option to extend for one additional payment by submitting another form.
Available on vehicle loans, personal loans & cards - not available home equity, mortgage, or student loans.
Open to members in good standing, on current loans - loans are current if they are less than 15 days past due.
Available even on newer loans - there is no six-month waiting period on new loans.
Program available once per loan - available to previous participants of our standard Skip-A-Pay program.
Easy to request - fill out our request form at least 5 business days prior to the payment you want to skip.
Extension Request - after your initial request to skip two payments, you may submit an extension request for one additional payment, for a total of three skipped payments.
4.5 4.5 / 5 stars


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Skip-A-Payment Request Form

For fastest processing, please email the completed form to [email protected] at least 5 days before the payment you want to skip.
For fastest processing, please email the completed form to [email protected] at least 5 days before the payment you want to skip.

Review Summary

Huge help in a difficult time

Ratings Summary 5 5 / 5 stars

Our family came under hard times recently when I was laid off. The option to skip a payment was a lifeline that we needed. It’s good to know that DCU is there for you in the good times and the difficult times as well.

Brian72 - New Hampshire, NH

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Ship a payment

Reviews 5 5 / 5 stars

Thanks DCU for bailing me out this month, what a financial bail out for me. It's so nice to know there are still banks out in this world that care about people. Thanks again!!!!

chatty - Manchester, NH

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