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Motorcycle on road

Motorcycle Loans

Motorcycle Loans

Finance or refinance your new or used street or off-road bikes.

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At a Glance

New or used motorcycles at the same low rates. Motorcycle dealers and most institutions often charge you more for used.

Benefits

Borrow up to 120% of appraised value – as a qualified borrower.
Buy or refinance - borrow to buy your next bike or refinance the one you drive.
AS LOW AS
4.25% APR
RATING
5 5 / 5 stars

INCLUDED DISCOUNT

0.50% for Plus and Relationship members

Street Motorcycle Loan Rates

Qualified borrowers can finance up to 120% of NADA retail book value or 120% of the purchase price, whichever is less.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 4.25% $29.64
Up to 48 Months 4.50% $22.80
Up to 60 Months 5.00% $18.87
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 4.25% $29.64
Up to 48 Months 4.50% $22.80
Up to 60 Months 5.00% $18.87

Rates are effective {currentdate}.

¹APR= Annual Percentage Rate. Rates are determined by your personal credit history, loan term, account relationship, and payment method. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your DCU checking account.

²EMP = Estimated Monthly Payment

Off-Road Motorcycle Loan Rates

Qualified borrowers can finance up to 120% of NADA retail book value or 120% of the purchase price, whichever is less.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 8.60% $31.61
Up to 48 Months 8.85% $24.81
Up to 60 Months 9.10% $20.81
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 8.60% $31.61
Up to 48 Months 8.85% $24.81
Up to 60 Months 9.10% $20.81

Rates are effective {currentdate}.

¹APR= Annual Percentage Rate. Rates are determined by your personal credit history, loan term, account relationship, and payment method. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your DCU checking account.

²EMP = Estimated Monthly Payment

Plan for Your Motorcycle Loan

Choose from our easy to use calculators to help you manage your motorcycle loan.

What Our Members Are Saying

Best service around

RATINGS 5 5 / 5 stars

Great service and staff. Our motorcycle loan went quickly, and we received a phone after we hung up to facilitate a faster way to get our check!! DCU always goes the extra mile and we will continue to be a loyal members.

Dave – Worcester, MA

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Best credit union

RATINGS 5 5 / 5 stars

Very simple procedure to get a motorcycle loan. I'm a long-time member and DCU has the most comforting customer service reps and bank tellers. They make every process and loan simple, Thank you so much, I recommend you to everybody.

Bobby B. - Auburn, MA

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Quick and easy application

RATINGS 5 5 / 5 stars

The application and approval for my motorcycle loan was quick and easy. I've been with DCU for 20+ years and have always had a good experience with their services.

B – New York, NY

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Email

Get assistance by Email.

Visit

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Online Live Help

Chat with a Representative.

Online Live Help Hours

CHAT
MON-FRI: 8:00 AM to 9:00 PM (EST)
SAT: 9:00 AM to 3:00 PM (EST)

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APR= Annual Percentage Rate.   |   APY= Annual Percentage Yield.

Rates displayed on this page are effective {currentdate} and are subject to change. View a full list of rates and rate determination criteria for all products by clicking here.

Please refer to DCU's Truth-in-Savings Disclosure and Account Agreements, Schedule of Fees and Service Charges, and Electronic Services Disclosure and Agreements for important information and disclosures.