DCU Routing Number: 211391825
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Motorcycle Loans
Finance or refinance your new or used street or off-road bikes.
At a Glance
New or used motorcycles at the same low rates. Motorcycle dealers and most institutions often charge you more for used.
Benefits
- Finance with flexibility – Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria.
- Buy or refinance – Borrow to buy your next bike or refinance the one you drive.
MOTORCYCLE LOANS
As Low As
Finance or refinance your new or used street bikes. Rate is subject to change after consummation.
APPLY NOWMembership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
Maximum amount
UP TO 125% OF VALUE
Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Street Motorcycle Loan Rates
Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria.
| Terms | APR¹ | EMP² Per $1,000 |
|---|---|---|
| Up to 36 Months | 7.25% | $30.99 |
| Up to 48 Months | 7.50% | $24.18 |
| Up to 60 Months | 8.00% | $20.28 |
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Collateral subject to review, DCU does not finance vehicles that are or have been a “Lemon Law Buyback” and/or “Salvage” title vehicle.
²EMP = Estimated Monthly Payment
Off-Road Motorcycle Loan Rates
Get up to 125% LTV (loan-to-value), subject to DCU's underwriting criteria.
| Terms | APR¹ | EMP² Per $1,000 |
|---|---|---|
| Up to 36 Months | 10.85% | $32.67 |
| Up to 48 Months | 11.10% | $25.89 |
| Up to 60 Months | 11.35% | $21.92 |
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Collateral subject to review, DCU does not finance vehicles that are or have been a “Lemon Law Buyback” and/or “Salvage” title vehicle.
²EMP = Estimated Monthly Payment
Plan for Your Motorcycle Loan
Choose from our easy to use calculators to help you manage your motorcycle loan.
- How much vehicle can I afford?
- How much will my loan payment be?
- Should I pay off my loan early?
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853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
