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Home Mortgage Loans

We’re here to guide you through your homebuying journey with mortgage options that fit your needs.


Our Mortgage Learning Center will help you gain a better understanding of the mortgage process – from prequalification to keys in hand.


Mortgage Loans

30-Year Fixed Rate Program As Low As
5.17% APR¹

DCU offers a variety of loan options to choose from including adjustable rate mortgages and fixed rate mortgages.


Benefits of a DCU Membership

Learn more about our commitment to help members achieve financial wellness.


Membership Eligibility

1.     Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2.     Eligibility by Company You Work for or Retired From

    You currently work for or retired from a company in our list of participitating employers.

    You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3.     Eligibility by Organization You Belong To

    You currently belong to or join an organization whose members we serve.

    You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4.     Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

You’re an owner, not a number.

DCU is a not-for-profit, member-owned credit union that puts you first. And unlike banks, we don’t answer to the needs of stockholders.

Community Involvement

DCU takes pride in sponsoring and participating in charitable, educational, and other community events – from providing college scholarships to supporting local non-profits.

Better rates and lower fees.

As a credit union, DCU returns its profits to members by keeping fees to a minimum, loan rates low, and offering higher-than-average interest rates on savings.

Financial Education

From childhood through adulthood, DCU has the tools and resources members need to better manage their finances.

* Only available with Fixed-Rate Mortgages – 1-unit owner occupied purchase transaction of primary residences are eligible for this 30-year program with lender paid mortgage insurance. Borrowers cannot own additional residential property at closing. Not available for Jumbo Mortgages. Other terms and restrictions apply.  Back to Top ^