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DCU Routing Number: 211391825

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    Savings IRA

    Start planning for retirement today.

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    At a Glance

    Helping you save for your retirement. Open a DCU Savings IRA account today for just $10 and no term requirement.

    Benefits

    Competitive dividends – dividends are compounded daily and paid monthly
    Low minimum balance - a great choice for your retirement savings
    Ease of access - easily submit and track contributions through DCU Digital Banking or the DCU IRA Service Center
    As High As
    0.20% APY

    MINIMUM BALANCE TO OPEN

    $10.00

    MINIMUM TO EARN

    $0.00

    MONTHLY FEE

    $0.00

    Savings IRA Rates

    May be used for Traditional, Roth, SEP, and SIMPLE accounts.

    Minimum Daily Balance to earn Dividend Rate APY¹
    No Minimum Balance 0.20% 0.20%
    Rates are effective

    ¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at DCU’s discretion. There is a $10.00 minimum to open the account. Fees may reduce earnings on the account. Early withdrawal may result in tax implications. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.

    IRA transactions are subject to IRS rules and regulations. To review these rules and regulations, click here.

    Plan for Your Certificate

    Choose from our easy to use calculators to help you manage your certificates and savings goals.

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    220 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752-9130

    ABA Routing Number: 211391825
    NMLS# 466914

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