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DCU Routing Number: 211391825

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Savings IRA

Start planning for retirement today.

At a Glance

Helping you save for your retirement. Open a DCU Savings IRA account today for just $10 and no term requirement.


Competitive dividends – dividends are compounded daily and paid monthly
Low minimum balance - a great choice for your retirement savings
Ease of access - easily submit and track contributions through DCU Digital Banking or the DCU IRA Service Center
As High As
0.20% APY







Savings IRA Rates

May be used for Traditional, Roth, SEP, and SIMPLE accounts.

Minimum Daily Balance to earn Dividend Rate APY¹
No Minimum Balance 0.20% 0.20%

¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at DCU’s discretion. There is a $10.00 minimum to open the account. Fees may reduce earnings on the account. Early withdrawal may result in tax implications. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.

IRA transactions are subject to IRS rules and regulations. To review these rules and regulations, click here.

Plan for Your Certificate

Choose from our easy to use calculators to help you manage your certificates and savings goals.

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