Qualified members may obtain Access Loans, for 100% of the purchase amount, from $1,000 to $25,000 and with terms up to 72 months.
|Terms||APR¹||EMP² Per $1,000|
|Up to 36 Months||10.85%||$32.67|
|Up to 48 Months||11.10%||$25.89|
|Up to 60 Months||11.35%||$21.92|
|Up to 72 Months||12.60%||$19.86|
*In response to the COVID-19 outbreak and as part of the DCU Cares Program, for Loans opened after 3/25/2020, and until further notice, DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.