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Access Loans

Access Loans

Financing for specialty equipment and home improvements to assist someone with a disability.

At a Glance

Access Loans are for any product, device, or building modification designed to assist someone with a disability. The borrower need not be the beneficiary of the purchase.

Details

Powered non-vehicles - scooters, power wheelchairs, stair-climbing chairs, all-terrain wheelchairs.
Manual transportation – standard wheelchairs, sport wheelchairs, and specialized hand cycles.
Adaptive equipment – air tube systems, voice systems, educational and rehabilitation systems.
Durable medical equipment – slings for lifting patients, breathing systems, and/or specialized beds.
Rehabilitative equipment – motorized equipment that exercises muscles and limbs.
Accessible building modifications – modifications to allow accessibility for individuals with disabilities.
AS LOW AS
8.60% APR
RATING
4.5 4.5 / 5 stars

INCLUDED DISCOUNT

0.50% for Plus and Relationship members

Access Loan Rates

Qualified members may obtain Access Loans, for 100% of the purchase amount, from $1,500 to $25,000 and with terms up to 72 months.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 8.60% $31.61
Up to 48 Months 8.85% $24.81
Up to 60 Months 9.10% $20.81
Up to 72 Months 10.35% $18.70
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 8.60% $31.61
Up to 48 Months 8.85% $24.81
Up to 60 Months 9.10% $20.81
Up to 72 Months 10.35% $18.70

Rates are effective {currentdate}.

¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, account relationship, and payment method. Rates listed are for this product only and are subject to change at any time. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your DCU checking account.

²EMP = Estimated Monthly Payment

Plan for Your Loan

Choose from our easy to use calculators to help you manage your loan.

What Our Members Are Saying

Thank you

RATINGS 5 5 / 5 stars

We have made numerous loans to improve our sons quality of life through transportation with the help of mobility loans with DCU.

Jackthecat - Sylacauga, AL

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Helpful

RATINGS 5 5 / 5 stars

I like the fact I could apply online. It made it easier for me since I have a physical disability. I was approved right away. Thank you, Hillary, for being a tremendous help and very pleasant to work with!

Lisa - Leominster, MA

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I'm a beneficiary

RATINGS 5 5 / 5 stars

I have used DCU for the purchase of two accessible vans. Great service, very low APR and no middle person. I would recommend this access loan.

Tony - New York, NY

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