Qualified members may obtain Access Loans, for 100% of the purchase amount, from $1,000 to $25,000 and with terms up to 72 months.
|Terms||APR¹||EMP² Per $1,000|
|Up to 36 Months||9.60%||$32.08|
|Up to 48 Months||9.85%||$25.29|
|Up to 60 Months||10.10%||$21.30|
|Up to 72 Months||11.35%||$19.21|
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, account relationship, and payment method. Rates listed are for this product only and are subject to change at any time. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your DCU checking account. Rate is subject to change after consummation.
²EMP = Estimated Monthly Payment
*In response to the COVID-19 outbreak and as part of the DCU Cares Program, for Access Loans opened after 3/25/2020, and until further notice, DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.
We have made numerous loans to improve our sons quality of life through transportation with the help of mobility loans with DCU.READ MORE REVIEWS
I like the fact I could apply online. It made it easier for me since I have a physical disability. I was approved right away. Thank you, Hillary, for being a tremendous help and very pleasant to work with!READ MORE REVIEWS
I have used DCU for the purchase of two accessible vans. Great service, very low APR and no middle person. I would recommend this access loan.READ MORE REVIEWS