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Energy Efficiency & Fuel Assistance Loan
Helping you reduce energy costs or pay for fuel.
At a Glance | Energy Efficiency Loan
Finance the initial cost of energy-saving home improvements – leading to reduced energy bills in the long run.
Details
- Energy Efficiency Loan – must qualify for an unsecured loan.
- Eligible upgrades and additions – home heating system, a pellet or wood-burning stove, storm windows or doors, and insulation.
ENERGY EFFICIENCY LOAN
NO PAYMENTS FOR
60 DAYSTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
MAXIMUM TERM
60 MONTHSMembership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Energy Efficiency Loan – Fixed Rate
For adding insulation, upgrading your home's heating system, adding a pellet or wood-burning stove, adding storm windows and doors.
| Terms | APR¹ | EMP² Per $1,000 |
|---|---|---|
| Up to 60 Months | 8.75% | $20.64 |
¹APR = Annual Percentage Rates listed are for this product only and are subject to change at any time. Rates are determined by your personal credit history. Must qualify for an unsecured loan.
²EMP = Estimated Monthly Payment
At a Glance | Fuel Assistance Loan
Spread the cost of your home-heating bill over a period of time.
Details
- Fuel Assistance Loan – must qualify for unsecured loan.
- Eligible purchases – Oil, gas, propane, pellets, firewood, or electricity used for home heating.
FUEL ASSISTANCE LOAN
MAXIMUM LOAN AMOUNT
UP TO $3,000MAXIMUM TERM
12 MONTHSMembership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Fuel Assistance Loan – Fixed Rate
For oil, gas, propane, electric heat, pellets, or firewood used for home heating. Maximum loan up to $3,000.
| Terms | APR¹ | EMP² Per $1,000 |
|---|---|---|
| Up to 12 Months | 8.25% | $87.10 |
¹APR = Annual Percentage Rates listed are for this product only and are subject to change at any time. Member must qualify for unsecured loan. Only one Fuel Assistance Loan allowed at one time.
²EMP = Estimated Monthly Payment
Plan for Your Loan
Choose from our easy to use calculators to help you manage your loan.
- How much can I afford to borrow?
- How long will it take to pay off my loan?
- How much will my loan payments be?
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853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
