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Energy Efficiency & Fuel Assistance Loan

Energy Efficiency & Fuel Assistance Loan

Helping you reduce energy costs or pay for fuel.

Make no payments for 60 days

Make no payments for 60 days* 

To assist our members, when an Energy Efficienct or Fuel Efficient Loan is opened after 3/25/2020, there is no payment required for 60 days.

Energy Efficiency - At a Glance

These products help you get over the initial cost of purchases that will cut your energy bills in the long run or break up the concentrated cost of home heating over smaller monthly payments. Member must qualify for unsecured loan.

Details

Energy Efficiency Loan - finance energy-saving improvements to your home.
AS LOW AS
8.75% APR

Energy Efficient Loan – Fixed Rate

For adding insulation, upgrading your home's heating system, adding a pellet or wood-burning stove, adding storm windows and doors.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 60 Months 8.75% $20.64
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 60 Months 8.75% $20.64

Rates are effective {currentdate}.

¹APR = Annual Percentage Rates listed are for this product only and are subject to change at any time. Rates are determined by your personal credit history. Must qualify for an unsecured loan.

²EMP = Estimated Monthly Payment

*In response to the COVID-19 outbreak and as part of the DCU Cares Program, for Fuel Efficient Loans opened after 3/25/2020, and until further notice, DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.

Fuel Assistance - At a Glance

These products help you get over the initial cost of purchases that will cut your energy bills in the long run or break up the concentrated cost of home heating over smaller monthly payments. Member must qualify for unsecured loan.

Details

Fuel Assistance Loan – use to spread the high cost of your home heating bill over a period of time.
AS LOW AS
8.25% APR
RATING
4.5 4.5 / 5 stars

MAXIMUM LOAN AMOUNT

Up to $3,000

Fuel Assistance Loan – Fixed Rate

For oil, gas, propane, electric heat, pellets, or firewood used for home heating. Maximum loan up to $3,000.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 12 Months 8.25% $87.10
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 12 Months 8.25% $87.10

Rates are effective {currentdate}.

¹APR = Annual Percentage Rates listed are for this product only and are subject to change at any time. Member must qualify for unsecured loan. Only one Fuel Assistance Loan allowed at one time.

²EMP = Estimated Monthly Payment

*In response to the COVID-19 outbreak and as part of the DCU Cares Program, for Fuel Efficient Loans opened after 3/25/2020, and until further notice, DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.

Plan for Your Loan

Choose from our easy to use calculators to help you manage your credit cards, your debt, or your savings.

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