DCU Debit Card Benefits  

The DCU Debit Card is your debit card for shopping and your ATM card for cash.

• Available with your DCU Checking Account – Open a DCU Checking Account to have a DCU Debit Card (age 15 or older).
• Shop at millions of retailers – Use it anywhere Visa is accepted!
• Pay bills wherever Visa is accepted – Billers that accept credit cards for payment will also accept your DCU Debit Card.
• Compatible with Apple Pay, Google Pay, and Samsung Pay – Enjoy all the benefits of your DCU Debit Card using your mobile device to pay at millions of stores and within apps. Learn More
• Purchase information shows on your statement and Online Banking – The name of the vendor you paid with your DCU Debit Card shows with each transaction.
• DCU Debit Cards can be used at any DCU ATM to make FREE balance inquiries, withdrawals, deposits or transfers – it can even be used to make deposits at non-DCU ATMs.  Click the DCU ATM locator link above to find a qualified deposit-taking ATM near you! 
• Buy online easily and safely with Visa Checkout – Learn more
• Embedded EMV chip to protect your information – DCU Debit Cards now come with chip technology built right in. This tiny chip protects your information in a big way.

More on Purchases with your DCU Debit Card  

Use your DCU Debit Card to buy anything at millions of locations worldwide wherever Visa is accepted.

The DCU Debit Card is accepted at ATMs and POS terminals displaying any of these logos:

• Cirrus®
• CO-OP℠
• Visa®
• SUM℠
• NYCE®

Many ATMs accept deposits. See DCU ATM Locations to find the deposit-accepting ATM closest to you.

If you are traveling internationally with your DCU Debit Card – To protect your account and minimize fraudulent activity, we work closely with Visa to monitor current fraud patterns. If you are traveling abroad and plan on using your DCU Visa or Debit Card, you can notify us by by utilizing Travel Notifications on DCU Online Banking Account Manager or call 508.263.6700 or 800.328.8797, to speak with a Member Service Representative regarding your upcoming international travel plans.

Debit Card Fees Overview

*Other institutions may charge you for using their ATM’s. These are called surcharges. With Plus or Relationship Benefits level, DCU will reimburse you up to $10 per month in non-DCU ATM surcharges for Plus Benefits or up to $25 per month in non-DCU ATM surcharges for Relationship Benefits    

Easy Ways To Apply Today

1. Apply Online – If you don't have a DCU Checking Account yet, apply for the DCU Debit Card when you apply for a Checking and Savings Account
2. Apply By Mail – Fill out a paper application for a Checking or Savings Account.
3. Apply in Person – Visit a DCU branch close to you.

Resources    

• ATM Locations – Find all DCU ATMs and get links to network ATMs.
• Online Checking Application – Use to open a new DCU Checking Account with a DCU Debit Card. 
• Schedule of Fees and Service Charges
• Account Agreement for Consumers – This document contains DCU’s Account Agreement for consumers, including the terms, conditions and disclosures that apply to DCU’s consumer Share Accounts and Account-related services.
• Online and Mobile Banking Agreement – This agreement governs banking transactions using DCU’s online or mobile banking services.
• DCU Checking Accounts – Information on our Checking Accounts and how you can earn extra benefits.
• StreetWise Guide to Debit and ATM Card Security