Minimum balance of $500 to open. Minimum daily balance of $500 to earn APY¹ | $100 for QuickStart Certificates to open and earn.
|48 to 59 Months||3.45%||3.51%|
|36 to 47 Months||3.55%||3.61%|
|24 to 35 Months||4.15%||4.24%|
|12 to 23 Months||5.00%||5.13%|
|6 to 11 Months||4.50%||4.60%|
|3 to 5 Months||4.25%||4.34%|
¹APY = Annual Percentage Yield. Rates are variable and are subject to change at any time at DCU’s discretion. The rate will remain in effect for the term of the certificate once issued. QuickStart Certificates are for members under age 23. Dividends compounded daily, credited monthly. A penalty may be imposed for early withdrawal. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.
Add-on Feature – You can make unlimited add-ons to your certificate principal on all Regular Certificates with terms of 12 months or less, anytime throughout the term. Minimum add-on $100. An add-on before maturity does not affect your dividend rate.
The same penalties apply on amounts prematurely withdrawn from a Certificate. Jump-Up Certificate early withdrawal penalties will be calculated at the rate being earned at the time of withdrawal.
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