Minimum balance of $500 to open. Minimum daily balance of $500 to earn APY¹ | $100 for QuickStart Certificates
|48 to 59 Months||0.20%|
|36 to 47 Months||0.20%|
|24 to 35 Months||0.20%|
|12 to 23 Months||0.20%|
|6 to 11 Months||0.10%|
|3 to 5 Months||0.10%|
¹APY = Annual Percentage Yield. Rates are variable and are subject to change weekly. The rate will remain in effect for the term of the certificate once issued. QuickStart Certificates are for members under age 23. Dividends compounded daily, credited monthly. A penalty may be imposed for early withdrawal. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.
Add-on Feature – You can make unlimited add-ons to your certificate principal on all Regular Certificates with terms of 12 months or less, anytime throughout the term. Minimum add-on $100. An add-on before maturity does not affect your dividend rate.
|3-11 months||60 days' dividend|
|12-35 months||90 days' dividend|
|36-60 months||180 days' dividend|
The same penalties apply on amounts prematurely withdrawn from a Certificate. Jump-Up Certificate early withdrawal penalties will be calculated at the rate being earned at the time of withdrawal.
I like this product very much. It was easy to open and no need to worry about it later because the auto renewal feature is excellent.READ MORE REVIEWS
While interest rates have remained low for so long, DCU has provided rates better than most. Combined with online banking, DCU is very convenient.READ MORE REVIEWS
Highest return out there. I use mobile banking and Chat all the time. Love the app and reps are always friendly and helpful.READ MORE REVIEWS