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Signature Personal Loans
Pay off credit cards or invest in home improvements with our traditional personal loan.
At a Glance
Traditional personal loan – cash for any purpose.
Benefits
- Terms up to 60 months - keeping your payments affordable on larger loan amounts.
- Competitive fixed rates - your rate and payment remain the same for the life of your loan.
- Save on your loan rate - with Plus or Relationship Checking benefits and make payments electronically.
SIGNATURE PERSONAL LOAN
AS LOW AS
Pay off debt or make a major purchase. Rate is subject to change after consummation.
APPLY NOWNO PAYMENTS FOR
60 DAYSTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM TERM
60 MONTHSMembership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Traditional Signature Loans
Use for large purchases or to consolidate debt.
| Terms | APR¹ | EMP² Per $1,000 |
|---|---|---|
| Up to 60 Months | 11.99% | $22.24 |
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Credit and collateral are subject to approval.
²EMP = Estimated Monthly Payment
Plan for Your Personal Loan
Choose from our easy to use calculators to help you manage your personal loan.
- How much can I afford to borrow?
- How long will it take to pay off my loan?
- What is my loan rate?
- How much will my loan payments be?
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Primary Savings
As High As
On Balances Up to and including $1,000.
Free Checking
With Earn More - As High As
On Balances Up to and Including $1,000 with earn more activated.
Auto Refinance
As Low As
Rate is subject to change after consummation.
853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
