DCU Routing Number: 211391825
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Pay off credit cards or invest in home improvements with our traditional personal loan.
Traditional personal loan – cash for any purpose.
Pay off debt or make a major purchase. Rate is subject to change after consummation.
APPLY NOWTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
for Plus and Relationship members
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
3. Eligibility by Organization You Belong To
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Use for large purchases or to consolidate debt.
Terms | APR¹ | EMP² Per $1,000 |
---|---|---|
Up to 60 Months | 11.99% | $22.24 |
¹APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, Member Benefits Level, and payment method, your rate may differ. Published rate includes a 0.50% discount given when you add and maintain direct deposit of at least $500 per calendar month (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) to your checking account, excluding HSA Checking Accounts and pay your loan electronically. Social Security is exempt from the $500 per calendar month minimum. Rate is subject to change after consummation. Rates listed are for this product only and are subject to change at any time. Credit and collateral are subject to approval.
²EMP = Estimated Monthly Payment
*In response to the COVID-19 outbreak and as part of the DCU Cares Program, for Loans opened after 3/25/2020, and until further notice, DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.
Choose from our easy to use calculators to help you manage your personal loan.
On Balances Up to and including $1,000.
On Balances Up to and Including $1,000 with earn more activated.
Rate is subject to change after consummation.
*DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.