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How Much Car Can I Afford?

How much can I afford to borrow?

This calculator computes the most expensive car you can buy based on the highest monthly payment

How much can I afford to borrow?

It’s important to find a payment that works within your budget. Take into account your typical weekly or monthly expenses when deciding on a payment you’re comfortable with. The down payment, interest rate, and term of your loan will determine how much you can afford to buy. Use this calculator to help determine how much you might be able to spend on a vehicle.

This calculator is property of CalcXML and licensed for use on It is provided as a self-help tool for your independent use. The results shown are based on information and assumptions provided by you regarding your goals, expectations and financial situation. Applicability or accuracy in regard to your individual circumstances is not guaranteed. All sample ranges provided within calculator fields do not reflect actual loan terms available and examples are hypothetical for illustrative purposes only and are not intended to purport actual user-defined parameters. Default figures shown are hypothetical and may not be applicable to your individual situation. Calculation results does not indicate whether you qualify or assumes you could qualify for the loan, product or service. The calculations provided should not be construed as financial, legal or tax advice. Consult a financial professional prior to relying on the results presented.