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Quick Loans

Cover emergency and other unexpected expenses by getting the cash you need, fast.

At a Glance

Life can be unpredictable. DCU’s Quick Loan is designed to help members cover emergency and other unexpected expenses — fast — without having to pay the excessive rates and fees associated with alternative solutions.

Benefits

Easy to accept - visit Loan Suite in Online Banking to see if you are eligible and have a pre-approved offer waiting. See below for eligibility requirements.
No hidden fees - or credit checks
Build or improve your credit score - by making on-time payments.
No prepayment penalties - you can repay your loan at any time with absolutely no prepayment penalty or fee
AS LOW AS
10.00% APR

MAXIMUM TERM

12 months

Quick Loan Rates

Get the cash you need fast.

Term Term APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 12 Months 10.00% $87.92
Term Term APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 12 Months 10.00% $87.92

Rates are effective {currentdate}.

¹APR = Annual Percentage Rate. Rates listed are for this product only and are subject to change at any time.

²EMP = Estimated Monthly Payment

Quick Loan Eligibility Requirements: In order to be eligible for a Quick Loan a DCU Membership must be established for at least 90 days for a loan amount of $200 to $1000 and 180 days for loan amounts of up to $2,000. Additionally, a member cannot have more than one Quick Loan open at the same time and can have no more than 3 Quick Loans in a 180-day period. Other conditions may apply. 

*For Quick Loans opened after 3/25/2020, and until further notice, DCU is implementing no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due. There are no prepayment penalties and you can begin to make payments to the loan anytime once the loan has been funded.

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220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
800.328.8797

ABA Routing Number: 211391825
NMLS# 466914

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