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Quick Loans

Quick Loans

Cover emergency and other unexpected expenses by getting the cash you need, fast.

At a Glance

Life can be unpredictable. DCU’s Quick Loan is designed to help members cover emergency and other unexpected expenses — fast — without having to pay the excessive rates and fees associated with alternative solutions.

Benefits

Easy to obtain - there are no application fees, hidden fees, or credit checks.
Build or improve your credit score - by making on-time payments.
No minimum time to repay - and no prepayment penalties.
AS LOW AS
21.00% APR

MAXIMUM TERM

6 months

Quick Loan Rates

Get the cash you need fast.

Term Term APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 6 months 21.00% $177.02
Term Term APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 6 months 21.00% $177.02

Rates are effective {currentdate}.

¹APR = Annual Percentage Rate. Rates listed are for this product only and are subject to change at any time.

²EMP = Estimated Monthly Payment

DCU Members in good standing must have established their membership 90 days prior to applying for a Quick Loan in the amount of $200 to $500, or 180 days or more to be eligible for a Quick Loan up to $1,000 with a maximum repayment period of six months (if eligible).

Cannot have more than one Quick Loan open at the same time and can have no more than 3 Quick Loans in a 180-day period.

Plan for Your Quick Loan

Choose from our easy to use calculators to help you manage your quick loan.

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Online Live Help Hours

MON-FRI: 8:00 AM to 9:00 PM (EST)
SAT: 9:00 AM to 3:00 PM (EST)