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DCU Routing Number: 211391825

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Quick Loans

Cover emergency and other unexpected expenses by getting the cash you need, fast.

At a Glance

Life can be unpredictable. DCU’s Quick Loan is designed to help members cover emergency and other unexpected expenses — fast — without having to pay the excessive rates and fees associated with alternative solutions.


Easy to accept - visit Offers in Digital Banking to see if you are eligible and have a pre-approved offer waiting. See below for eligibility requirements.
No hidden fees - or credit checks
Build or improve your credit score - by making on-time payments.
No prepayment penalties - you can repay your loan at any time with absolutely no prepayment penalty or fee
10.00% APR


12 months

Quick Loan Rates

Get the cash you need fast.

Terms APR¹ EMP² Per $1,000
Up to 12 Months 10.00% $87.92

¹APR = Annual Percentage Rate. Rates listed are for this product only and are subject to change at any time.

²EMP = Estimated Monthly Payment

Quick Loan Eligibility Requirements: In order to be eligible for a Quick Loan a DCU Membership must be established for at least 90 days for a loan amount of $200 to $1000 and 180 days for loan amounts of up to $2,000. Additionally, a member cannot have more than one Quick Loan open at the same time and can have no more than 3 Quick Loans in a 180-day period. Other conditions may apply. 

*For Quick Loans opened after 3/25/2020, and until further notice, DCU is implementing no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due. There are no prepayment penalties and you can begin to make payments to the loan anytime once the loan has been funded.

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