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Quick Loans
Emergency expenses? Get the cash you need. Fast.
At a Glance
Life is unpredictable. But with a Quick Loan from DCU, you can cover unexpected costs – like medical bills, home repairs, and more – without paying excessive rates and fees associated.
Benefits
- Easy to accept – visit Offers in Digital Banking to see if you are eligible and have a pre-approved offer waiting. See below for eligibility requirements.
- Straightforward financing – no hidden fees or credit checks.
- Build or improve your credit score – when you make your payments on time.
- No prepayment penalties – repay your loan early at any time.
QUICK LOAN
AS LOW AS
Unexpected expenses? Get the cash you need. Fast.
MAXIMUM TERM
12 MONTHSMembership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Quick Loan Rates
Get the cash you need fast.
| Terms | APR¹ | EMP² Per $1,000 |
|---|---|---|
| Up to 12 Months | 17.99% | $91.68 |
¹APR = Annual Percentage Rate. Rates listed are for this product only and are subject to change at any time.
²EMP = Estimated Monthly Payment
Quick Loan Eligibility Requirements: In order to be eligible for a Quick Loan a DCU Membership must be established for at least 180 days for amounts of $200 up to $2000. Additionally, a member cannot have more than one Quick Loan open at the same time and can have no more than 3 Quick Loans in a 180-day period. Other conditions may apply.
Plan for Your Quick Loan
Choose from our easy to use calculators to help you manage your quick loan.
- How much can I afford to borrow?
- How long will it take to pay off my loan?
- How much will my loan payments be?
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853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
