Minimum balance of $25,000 to open. Minimum daily balance of $25,000 to earn APY¹
|48 to 59 Months||0.20%||0.20%|
|36 to 47 Months||0.20%||0.20%|
|24 to 35 Months||0.20%||0.20%|
|12 to 23 Months||0.20%||0.20%|
|6 to 11 Months||0.10%||0.10%|
|3 to 5 Months||0.10%||0.10%|
¹APY = Annual Percentage Yield. Rates are variable and are subject to change weekly. The rate will remain in effect for the term of the certificate once issued. Dividends compounded daily, credited monthly. A penalty may be imposed for early withdrawal. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.
Add-on Feature – You can make unlimited add-ons to your certificate principal on all certificates with terms of 12 months or less, anytime throughout the term. Minimum add-on $100. An add-on before maturity does not affect your dividend rate.
|3-11 months||60 days' dividend|
|12-35 months||90 days' dividend|
|36-60 months||180 days' dividend|
The same penalties apply on amounts prematurely withdrawn from a Certificate. Jump-Up Certificate early withdrawal penalties will be calculated at the rate being earned at the time of withdrawal.
After reviewing many other financial institutions, I found that DCU had better rates than most. I've been a DCU member over 30 years, and have always found the service to be exceptional.READ MORE REVIEWS
Jumbo Certificate accounts are perfect for us as retirees.... we take the mandatory amount from our IRAs, put half into Jumbo Certificates due in 6 months, and live off of other half.READ MORE REVIEWS
DCU has the best interest rates for CDs available. It was very easy to apply for the CD and it’s even simpler to renew them. CDs will automatically renew but can be easily changed at the end of the period.READ MORE REVIEWS