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DCU Routing Number: 211391825

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Money Wires

Overnight funds transfer from your DCU account to another financial institution

Money Wire Features

  • Fast and secure transfers to other institutions
  • Send funds to domestic or foreign payees
  • Easy online ordering through Digital Banking
  • Reasonable fees

What are Money Wires? 

Money wires (or wire transfers) are a fast, safe way to move money between accounts at different financial institutions.   

How to order a Domestic Wire

  1. Online – Log into Digital Banking, select Move Money tab and choose Wire Transfers.
  2. By Phone – Call the Information Center at 800.328.8797.
  3. At any DCU branch

How to order an International Wire

  • Online – Log into Digital Banking, select Move Money tab and choose Wire Transfers. If you do not have access to a computer or smart mobile device, you can visit the Internet Café at many of our branches.

To send a wire, we'll need:

  1. Wire initiated by: Full Member Name (Your name)
  2. Email: You will select your primary email address, using the drop-down menu
  3. Account Number: This will be the account in your DCU membership that you will be sending funds from 
  4. The name and address of the receiving bank 
  5. The receiving banks 9-digit ABA number (for Domestic Wires), or the receiving banks Swift Code (for International Wires) NOTE: International Wires have different requirements, dependent on the country.  The list of requirements are available in Digital Banking
  6. Account to credit: The account number the money is going to, and the full name and address of the person on that account

To ensure fastest processing of your request, please log into Digital Banking and submit your request online using our secured wire transfer form located in Move Money > Wire Transfer > Make a Wire Transfer

To receive a wire, the sending institution will need:

  1. Our ABA number – 211391825
  2. Your full name, as it appears on your account
  3. Your account number
    • You will provide your member number for deposits into your Primary Savings account, or
    • Your checking account number.  We refer to this number as the SDC (cross-reference) number. It is the 8-digit number located on the bottom of your checks, and/or in the account details in Digital Banking.

DCU does not participate in the Swift Network and therefore does not have a Swift Code or IBAN. If you are receiving funds from a foreign country, the originating institution will need to send the funds through an intermediary institution. It is up to the origination institution as to what intermediary institution they use, as DCU has no affiliation with any other institutions. Please contact the originating institution for their wiring instructions. Please be advised additional fees may be charged by the intermediary bank due to contractual agreements. DCU has no prior knowledge of these fees and is not responsible for them.

What you can expect:

Incoming Wire TransfersFREE
Outgoing Wire Transfer: 
Outgoing Wire Transfer: 
International Sent in Foreign Currency
Outgoing Wire Transfer: 
International Sent in US Currency

Additional fees may be charged by the receiving institution

Domestic Wires

Wire Received and VerifiedWire Processed
Before 2:00 pm ESTSame business day
After 2:00 pm ESTNext business day

International Wires

Wire Received and VerifiedWire Processed
Before 12:00 pm ESTSame business day
After 12:00 pm ESTNext business day

Arrival times may vary, especially for foreign wires. If additional information or verification is needed, a DCU Wires Team Member will contact you using the information we have on file. If we are unable to reach you, there will be a delay in the processing of your wire. After 5 business days, your wire request will be voided.

For a complete listing of all of DCU’s fees and service charges, please see the Schedule of Fees and Service Charges.


  • Schedule of Fees and Service Charges –  Fees for wire transfers are outlined. Direct deposit, and pre-authorized transfers (ACH) are free.
  • Funds Availability Policy (HTML) –  This covers DCU's policies regarding holds on deposits.
  • Account Agreement for Consumers (.pdf format) –  This document contains DCU’s Account Agreement for consumers, including the terms, conditions and disclosures that apply to DCU’s consumer Share Accounts and Account-related services.
  • Business Account Agreement (.pdf format) - This document contains DCU’s Business Account Agreement, including the terms, conditions and disclosures that apply to DCU’s business Share Accounts and Account-related services. 
  • About Digital Banking Bill Pay – Learn about this service and convenient free alternatives such as pre-authorized ACH payments and pre-authorized credit card charges.