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DCU Routing Number: 211391825

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Welcome to DCU's Member Referral Program

Refer a friend or family member to DCU and you both could earn cash.

Additional Terms and Conditions for DCU’s Member Referral Program:

DCU may offer the opportunity to earn a bonus by referring friends and family to apply to become a member and complete any ONE of the qualifying activities. DCU reserves the right to terminate this program at any time for any reason.

DCU reserves the right to modify or amend, at any time, the terms and conditions of this program. We reserve the right to disqualify the referring member or any referred candidate at any time from participation in this program if they do not comply with any of the terms and conditions. Offer eligibility is at DCU’s sole discretion.

Referring member has a unique referral URL with identifier code in their DCU Digital Banking account to refer friends and family to apply for DCU membership. Your unique referral link with identifier code is assigned to you and does not change.

Referred candidate must be at least 18 years of age. Please visit our membership eligibility page for more details.

Bonuses are considered income and may be reported to the IRS for income tax purposes.

Referred candidate bonus offer is not available to existing or former DCU members.

Primary Savings

Minimum Daily Balance to earn Dividend Rate APY¹
On remaining balance 0.15% 6.17% - 0.15%
Up to and including the first $1,000.00 6.00% 6.17%

¹APY = Annual Percentage Yield. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges , for important information and disclosures.