Once they open their membership and complete one of the qualifying activities, you’ll both get paid.
Any existing DCU Member can invite a friend or family member to join – and you can invite as many friends and family members as you’d like!
Once their membership is opened, which includes a Primary Savings account¹, within 90 days the new member will need to complete at least ONE of the following for bonuses to be paid:
DCU will deposit the bonuses into the respective members’ Primary Savings Accounts within 30 days after the referred candidate completes any of the qualifying activities. To receive the bonus Memberships must be in good standing, as described in DCU’s Account Agreement for Consumers.
Once the new membership is open, and one of the qualifying activities is completed, the bonuses will be deposited into both members DCU Primary Savings Accounts:
Possible reasons may include:
You can refer someone new to DCU at any time through Digital Banking by selecting Member Referral under the Membership section. Then send your unique referral link to someone you know.
Your referral link is assigned to you only and does not change. That means that you can use your unique referral link to refer as many friends and family members as you’d like.
DCU may offer the opportunity to earn a bonus by referring friends and family to apply to become a member and complete any ONE of the qualifying activities. DCU reserves the right to terminate this program at any time for any reason.
DCU reserves the right to modify or amend, at any time, the terms and conditions of this program. We reserve the right to disqualify the referring member or any referred candidate at any time from participation in this program if they do not comply with any of the terms and conditions. Offer eligibility is at DCU’s sole discretion.
Referring member has a unique referral URL with identifier code in their DCU Digital Banking account to refer friends and family to apply for DCU membership. Your unique referral link with identifier code is assigned to you and does not change.
Referred candidate must be at least 18 years of age. Please visit our membership eligibility page for more details.
Bonuses are considered income and may be reported to the IRS for income tax purposes.
Referred candidate bonus offer is not available to existing or former DCU members.
|Minimum Daily Balance to earn||Dividend Rate||APY¹|
|On remaining balance||0.15%||6.17% - 0.15%|
|Up to and including the first $1,000.00||6.00%||6.17%|
¹APY = Annual Percentage Yield. Requires a $5.00 minimum balance to open the account and remain on deposit to maintain membership status. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Fees may reduce earnings on the account. One Primary Savings account per person, additional memberships receive one savings account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges , for important information and disclosures.