Transfer Your Balances from High Rate Credit Cards to Your DCU Visa® Platinum.
Online Balances Transfer Benefits
Transfer balances from high rate credit and store cards and start saving immediately
Pay off your Visa, MasterCard, Discover, American Express, or even a store card (Best Buy, Target, Kohl's, Apple, Walmart, etc.)
Simple online transfer process
Immediate notification when your transfer is accepted
Transfer Your Balances
Carrying a monthly balance on a high rate credit can cost you hundreds of dollars in interest every year. With interest rates way below the national average, a DCU Visa Platinum card can save you money every month. Plus, we don't charge a monthly or annual fee.
Transferring a balance to a low rate DCU Visa Platinum Card has never been easier than it is with our Online Balance Transfer option in Digital Banking.
Digital Banking Users:
Log into your Digital Banking account.
Select Accounts, Click Credit Cards under YOUR ACCOUNTS to display your DCU VISA Credit Cards and click the credit card account you wish to transfer a balance to.
On Desktop, select Manage and go to Balance Transfer in the dropdown. In the Mobile App, scroll down to Account Services, then select Balance Transfer.
Choose your DCU Visa account and continue on to enter the amount that you’re transferring along with the card issuer information, verify the information and we’ll take care of the rest!
Whether you're paying off another Visa, MasterCard, American Express, Discover, or even a store (Best Buy, Target, Walmart, Kohl's, Apple, etc.) card, you'll receive notification if your balance transfer was successful.
Once your balance transfer is complete, you'll see the requested amount added immediately to the balance of your DCU Visa account. This will show up as a Cash Advance on your monthly statement, but rest assured that you're still paying the same low rate as you would for regular purchase.
After the transfer, be sure to keep an eye on the account that you are paying off. While most transfers will happen in a matter of a few business days, others may take longer depending on how the card issuer processes its payments.
Apply today online, in a branch, or by phone. Once your Visa account is open and active, you'll be able to initiate balance transfer immediately.