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HSA Checking

A tax-advantaged way to conveniently pay for qualified healthcare expenses.

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At a Glance

Conveniently pay for qualified healthcare expenses – as a checking account, DCU's HSA makes it easy to pay for medical expenses incurred by you, your spouse, or your dependents.

Benefits

Competitive dividends - on your entire daily balance (compounded daily and paid monthly).
No monthly maintenance fees.
DCU Visa® Debit Card - a convenient way to pay for qualified expenses at thousands of locations. (Upon Approval)
No minimum balance to open.
For people with high-deductible health plans.
FREE Online & Mobile Banking (data rates may apply)
Unlimited check writing.
STARTING AT
0.20% APY
RATINGS
4.5 4.5 / 5 stars

MINIMUM TO OPEN

$0.00

MINIMUM TO EARN

$0.00

MONTHLY FEE

$0.00

HSA¹ Checking Account Rates

Offers a tax advantage to help offset healthcare expenses

Minimum Daily Balance to earn Minimum Daily Balance to earn Dividend Rate Dividend Rate APY² APY²
$100,000 or more 0.20% 0.20%
$50,000 to $99,999 0.20% 0.20%
$25,000 to $49,999 0.20% 0.20%
$10,000 to $24,999 0.20% 0.20%
$1,000 to $9,999 0.20% 0.20%
less than $1,000 0.20% 0.20%
Minimum Daily Balance to earn Minimum Daily Balance to earn Dividend Rate Dividend Rate APY² APY²
$100,000 or more 0.20% 0.20%
$50,000 to $99,999 0.20% 0.20%
$25,000 to $49,999 0.20% 0.20%
$10,000 to $24,999 0.20% 0.20%
$1,000 to $9,999 0.20% 0.20%
less than $1,000 0.20% 0.20%

Rates are effective {currentdate}.

¹HSA = Health Savings Account transactions are subject to IRS rules and regulations. To review these rules and regulations, click here.

²APY = Annual Percentage Yield. Rates are variable, may change after the account is opened and subject to change weekly.  Fees or other conditions may reduce earnings. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.

What Our Members Are Saying

Easy to transfer money

RATINGS 5 5 / 5 stars

The HSA account is easy to maintain and clearly view the status of the account. The DCU support team is helpful and knowledgeable. I can't say enough to describe how much I appreciate how easy it is to obtain information and to get help when needed.

Dave - Roswell, GA

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True online experience

RATINGS 5 5 / 5 stars

I was able to open my HSA account and fund it 100% online - after couple of hours, received confirmation by email. Way to go DCU.

Vinayak - San Antonio, TX

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Good account, great service!

RATINGS 5 5 / 5 stars

I called with questions concerning opening an HSA. All questions were answered correctly right while I was on the phone. The account was opened quickly and efficiently. It is easy to transfer money between accounts. Thank you, DCU!

molunkusmol - Mount Vernon, NH

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220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
800.328.8797

ABA Routing Number: 211391825
NMLS# 466914

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