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Mortgage Center

Mortgage Center

All the tools and information you need to buy, refinance or improve your home.

What's Your Mortgage Goal?

ADJUSTABLE RATE MORTGAGES

Saves money with lower starting rate than fixed-rate loans.

AS LOW AS
4.05% APR
RATINGS
4 4 / 5 stars
TERM
5/1 ARM30-year term

FIXED-RATE MORTGAGES

Predictable rate for the life of the loan.

AS LOW AS
4.10% APR
RATINGS
4 4 / 5 stars
TERM
30years

ADJUSTABLE RATE MORTGAGES

Saves money with lower starting rate than fixed-rate loans.

AS LOW AS
4.05% APR
RATINGS
4 4 / 5 stars
TERM
5/1 ARM30-year term

FIXED-RATE MORTGAGES

Predictable rate for the life of the loan.

AS LOW AS
4.10% APR
RATINGS
4 4 / 5 stars
TERM
30years

HOME EQUITY LINEPLUS

The power of your home's equity and the flexibility of a line of credit.

AS LOW AS
5.00% APR
RATINGS
4.5 4.5 / 5 stars
MINIMUM ADVANCE REQUIREMENT
$0.00
CLOSING COSTS
NONE
FOR UP TO
80% of your home's value

HOME EQUITY LOANS

A single loan advance and repay in equal installments.

AS LOW AS
4.385% APR
RATINGS
4.5 4.5 / 5 stars
TERM FOR RATE SHOWN
5years
MAXIMUM TERM
20years
FOR UP TO
80%of your home's value

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Plan for Your Mortgage Loan

Choose from our easy to use calculators to plan for your home.

What Our Members Are Saying

Just what we needed

RATINGS 5 5 / 5 stars

The fact that DCU has the option to have a 90% LTV Home Equity Loan product game changer, and was the main deciding factor on choosing DCU. The service by all parties involved was fantastic. Highly recommend!

Michael – East Taunton, MA

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Comprehensive and flexible

RATINGS 4.5 4.5 / 5 stars

The DCU HELOC product is exactly what I was looking for. For short-medium term borrowing for home improvement expenses to the option of 2 fixed larger loans, this product offers comprehensive and flexible options.

K1rby – Sterling, MA

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Resources

Materials & resources to help you make an informed decision when buying, refinancing or improving your home.

Helpful resources and tools to assist with your home buying process.

LEARN MORE

Getting a Mortgage

1:49

Steps to consider before purchasing a home.

Your Credit Score

2:14

What is credit score and how it affects you.

Tips for First-Time Home Buyers

2:58

Tips on the process of purchasing your first home.

How Much Home Can You Afford?

3:23

Tips about calculating a comfortable monthly payment when purchasing your new home.

How to Calculate Debt-to-Income Ratio

2:08

How to calculate your debt-to-income ratio when buying a home.

Mortgage Terms to Know

3:28

Important mortgage terms you should know when purchasing a home.

Should You Buy a Home or Rent?

3:22

For some people, buying a home makes the most sense, but for others, renting a home is a b

The Mortgage Downpayment

4:11

How much money should you put down on your new home?

What’s the Best Mortgage for You?

3:28

Mortgages come in a variety forms. Which is best for you?

We're Here to Help

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