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Mortgage Center

Mortgage Center

All the tools and information you need to buy, refinance or improve your home.

Ready to buy or refinance a home?

Fulfill your mortgage requirements here.

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View rates, payments and estimated costs.

A personalized quote just for you.

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What's Your Mortgage Goal?

ADJUSTABLE RATE MORTGAGES

Initial rate is usually lower than that of a fixed-rate mortgage.

AS LOW AS
2.92% APR
RATINGS
4 4 / 5 stars
PROGRAM
5/1 ARM

FIXED-RATE MORTGAGES

Predictable rate for the life of the loan.

AS LOW AS
3.34% APR
RATINGS
4 4 / 5 stars
TERM
30-Year Fixed-Rate

ADJUSTABLE RATE MORTGAGES

Initial rate is usually lower than that of a fixed-rate mortgage.

AS LOW AS
2.92% APR
RATINGS
4 4 / 5 stars
PROGRAM
5/1 ARM

FIXED-RATE MORTGAGES

Predictable rate for the life of the loan.

AS LOW AS
3.34% APR
RATINGS
4 4 / 5 stars
TERM
30-Year Fixed-Rate

HOME EQUITY LINEPLUS

The power of your home's equity and the flexibility of a line of credit.

AS LOW AS
3.00% APR
RATINGS
4.5 4.5 / 5 stars
MINIMUM ADVANCE REQUIREMENT
$0.00

HOME EQUITY LOANS

A single loan advance repaid in equal installments.

AS LOW AS
3.74% APR
RATINGS
4.5 4.5 / 5 stars
MAXIMUM TERM FOR RATE SHOWN
5years
MAXIMUM CLTV FOR RATE SHOWN
80% of your home's value

Plan for Your Mortgage Loan

Choose from our easy to use calculators to plan for your home.

What Our Members Are Saying

Just what we needed

RATINGS 5 5 / 5 stars

The fact that DCU has the option to have a 90% LTV Home Equity Loan product game changer, and was the main deciding factor on choosing DCU. The service by all parties involved was fantastic. Highly recommend!

Michael – East Taunton, MA

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Comprehensive and flexible

RATINGS 4.5 4.5 / 5 stars

The DCU HELOC product is exactly what I was looking for. For short-medium term borrowing for home improvement expenses to the option of 2 fixed larger loans, this product offers comprehensive and flexible options.

K1rby – Sterling, MA

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Resources

Materials & resources to help you make an informed decision when buying, refinancing or improving your home.

Helpful resources and tools to assist with your home buying process.

LEARN MORE

Getting a Mortgage

1:49

Steps to consider before purchasing a home.

Your Credit Score

2:14

What is credit score and how it affects you.

Tips for First-Time Home Buyers

2:58

Tips on the process of purchasing your first home.

How Much Home Can You Afford?

3:23

Tips about calculating a comfortable monthly payment when purchasing your new home.

How to Calculate Debt-to-Income Ratio

2:08

How to calculate your debt-to-income ratio when buying a home.

Mortgage Terms to Know

3:28

Important mortgage terms you should know when purchasing a home.

Should You Buy a Home or Rent?

3:22

For some people, buying a home makes the most sense, but for others, renting a home is a b

The Mortgage Downpayment

4:11

How much money should you put down on your new home?

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