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DCU Routing Number: 211391825

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Credit Builder Loans

Build or rebuild your credit while building up your personal savings.

At a Glance

A Credit Builder Loan is specifically designed to help you build or rebuild your credit history as you build up to $3,000 in savings plus dividends.


Flexible terms - from 12 to 24 months.
Fixed loan rate - 5% Annual Percentage Rate (APR).
Earn dividends - funds in your DCU Savings account earn dividends at the published dividend rate.
Establish credit - as you repay on time, we report this information to the credit bureaus.
5.00% APR


24 months

Credit Builder Loans

Build or rebuild your credit rating as you build savings. Borrow from $500 to $3,000 for 12 to 24 months.

Terms APR¹ EMP² Per $1,000
Up to 24 Months 5.00% $43.87 - (Maximum Loan Amount $3,000)

¹APR = Annual Percentage Rate. Rates listed are for this product only and are subject to change at any time.

²EMP = Estimated Monthly Payment

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