Build or rebuild your credit rating as you build savings. Borrow from $500 to $3,000 for 12 to 24 months.
|Terms||APR¹||EMP² Per $1,000|
|Up to 24 Months||5.00%||$43.87 - (Maximum Loan Amount $3,000)|
¹APR = Annual Percentage Rate. Rates listed are for this product only and are subject to change at any time.
²EMP = Estimated Monthly Payment
*In response to the COVID-19 outbreak and as part of the DCU Cares Program, for Credit Builder Loans opened after 3/25/2020, and until further notice, DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.
Thank you for having this available. I took out two small, one year credit builder loans in the last two years. When I applied for the first credit builder loan, I had a "ZERO" score. Now in two short years, I have built a somewhat decent credit score.READ MORE REVIEWS
I have gotten the best financial experience ever. Am so grateful to DCU for making this experience a reality.READ MORE REVIEWS
Super friendly agents answered every question I had! DCU is always eager to help me with all my financial needs. I always recommend them to people I meet.READ MORE REVIEWS