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DCU Routing Number: 211391825

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    Credit Builder Loans

    Build or rebuild your credit while building up your personal savings.

    APPLY NOW

    At a Glance

    A Credit Builder Loan is specifically designed to help you build or rebuild your credit history as you build up to $3,000 in savings plus dividends.

    Benefits

    Flexible terms - from 12 to 24 months.
    Fixed loan rate - 5% Annual Percentage Rate (APR).
    Earn dividends - funds in your DCU Savings account earn dividends at the published dividend rate.
    Establish credit - as you repay on time, we report this information to the credit bureaus.
    AS LOW AS
    5.00% APR

    MAXIMUM TERM

    24 months

    Credit Builder Loans

    Build or rebuild your credit rating as you build savings. Borrow from $500 to $3,000 for 12 to 24 months.

    Terms APR¹ EMP² Per $1,000
    Up to 24 Months 5.00% $43.87 - (Maximum Loan Amount $3,000)
    Rates are effective

    ¹APR = Annual Percentage Rate. Rates listed are for this product only and are subject to change at any time.

    ²EMP = Estimated Monthly Payment

    *In response to the COVID-19 outbreak and as part of the DCU Cares Program, for Credit Builder Loans opened after 3/25/2020, and until further notice, DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. Interest will begin accruing on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan is funded to the first payment date and then applied to the principal due.

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    220 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752-9130

    ABA Routing Number: 211391825
    NMLS# 466914

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