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DCU Routing Number: 211391825

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Man and woman in wheelchair

Mobility Vehicle Loans

Finance mobility freedom with loans for accessible vehicles or to make modifications.

At a Glance

For vehicles with equipment or modifications to assist people with disabilities.


For new or used vehicles - with the same low rates.
7.74% APR
4.5 4.5 / 5 stars


0.50% for Plus and Relationship members

Mobility Vehicle Loan Rates

New or used vehicles and vehicle modifications to aid people with disabilities. Qualified borrowers can finance up to 125% of the value determined by the purchase and sales agreement with conversion details and their value.

Terms APR¹ EMP² Per $1,000
Up to 36 Months 7.74% $31.22
Up to 48 Months 7.74% $24.29
Up to 65 Months 7.74% $18.88
Up to 72 Months 8.74% $17.90
Up to 84 Months 10.24% $16.73
Up to 120 Months 10.24% $13.35

¹APR = Annual Percentage Rates and maximum LTV allowed is determined by your personal credit history and loan term. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits level on your DCU checking account. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Other conditions may apply. Rate is subject to change after consummation.

²EMP = Estimated Monthly Payment

What Our Members Are Saying

Quick & Easy!

RATINGS 5 5 / 5 stars

Thank you for the ease in securing the loan for the purchase of my son's mobility vehicle! What a pleasure doing business with you. During the process I spoke with several different individuals and each and every one was kind, helpful and authentic.

Dmac57 - Ventura, CA


Absolute necessity

RATINGS 5 5 / 5 stars

I am now able to take my spouse to Doctor appointments and his physical therapy since he has a power wheelchair. He had a manual wheelchair, but it weighed 75 pounds and was too heavy for me to load in and out of a regular vehicle without a conversion.

MJRam - McAllen, TX


Mobility Loan

RATINGS 5 5 / 5 stars

Once it was completed and all our paper work was in, it went very smooth. While most places make it almost impossible to obtain a mobility loan DCU is very understanding and compassionate of the needs of the disabled.

Slick - Dyersburg, TN


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