Skip to Main Content
DCU Assistant

Hi, anything I can help you with?

Posh Cross Close
Man and woman in wheelchair

Mobility Vehicle Loans

Finance mobility freedom with loans for accessible vehicles or to make modifications.

At a Glance

For vehicles with equipment or modifications to assist people with disabilities.


For new or used vehicles - with the same low rates.
3.99% APR
4.5 4.5 / 5 stars


0.50% for Plus and Relationship members

Mobility Vehicle Loan Rates

New or used vehicles and vehicle modifications to aid people with disabilities.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 3.99% $29.52
Up to 48 Months 3.99% $22.57
Up to 65 Months 3.99% $17.13
Up to 72 Months 4.99% $16.10
Up to 84 Months 6.49% $14.84
Up to 120 Months 6.49% $11.35
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 3.99% $29.52
Up to 48 Months 3.99% $22.57
Up to 65 Months 3.99% $17.13
Up to 72 Months 4.99% $16.10
Up to 84 Months 6.49% $14.84
Up to 120 Months 6.49% $11.35

Rates are effective {currentdate}.

¹APR= Annual Percentage Rates and maximum LTV allowed is determined by your personal credit history and loan term. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits level on your DCU checking account. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Other conditions may apply.

²EMP = Estimated Monthly Payment

Plan for Your Mobility Vehicle Loan

Choose from our easy to use calculators to help you manage your credit cards, your debt, or your savings..

  • How much vehicle can I afford?
  • How much will my loan payment be?

What Our Members Are Saying

Quick & Easy!

RATINGS 5 5 / 5 stars

Thank you for the ease in securing the loan for the purchase of my son's mobility vehicle! What a pleasure doing business with you. During the process I spoke with several different individuals and each and every one was kind, helpful and authentic.

Dmac57 - Ventura, CA


Absolute necessity

RATINGS 5 5 / 5 stars

I am now able to take my spouse to Doctor appointments and his physical therapy since he has a power wheelchair. He had a manual wheelchair, but it weighed 75 pounds and was too heavy for me to load in and out of a regular vehicle without a conversion.

MJRam - McAllen, TX


Mobility Loan

RATINGS 5 5 / 5 stars

Once it was completed and all our paper work was in, it went very smooth. While most places make it almost impossible to obtain a mobility loan DCU is very understanding and compassionate of the needs of the disabled.

Slick - Dyersburg, TN


People Also Shopped For

Find out what other members have shopped for after viewing this product.
Stop paying big bank fees. You could save with DCU.
1.49% APR
Lower your rate, payment, or both when you refinance.
8.50% APR
Great rates with no annual fees, cash advance fees, or balance transfer fees.
5.99% APR
Pay off credit cards or invest in home improvements with our traditional personal loan.
0.20% APY
Earn dividends that often rival uninsured money market mutual funds. (Minimum to earn shown rate: $1,000)

We're Here to Help


Get assistance by Email.


Find a Branch or ATM.

Online Live Help

Chat with a Representative

Online Live Help Hours

Chat is currently unavailable.