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Man and woman in wheelchair

Mobility Vehicle Loans

Mobility Vehicle Loans

Finance mobilty freedom with loans for accessible vehicles or to make modifications.

At a Glance

For vehicles with equipment or modifications to assist people with disabilities.


For new or used vehicles - with the same low rates.
4.99% APR
4.5 4.5 / 5 stars


0.50% for Plus and Relationship members

Mobility Vehicle Loan Rates

New or used vehicles and vehicle modifications to aid people with disabilities. Qualified borrowers can finance up to 100% of the purchase price or the combination of the NADA retail value of the chassis plus the retail value of the conversion, whichever is less³.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 4.99% $29.97
Up to 48 Months 4.99% $23.02
Up to 60 Months 4.99% $17.59
Up to 72 Months 5.99% $16.57
Up to 84 Months 7.39% $15.28
Up to 120 Months 7.39% $11.81
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 4.99% $29.97
Up to 48 Months 4.99% $23.02
Up to 60 Months 4.99% $17.59
Up to 72 Months 5.99% $16.57
Up to 84 Months 7.39% $15.28
Up to 120 Months 7.39% $11.81

Rates are effective {currentdate}.

¹APR= Annual Percentage Rate. Rates are determined by your personal credit history, loan term, account relationship, and payment method. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your DCU checking account.

²EMP = Estimated Monthly Payment

³Minimum loan amount is $5,000

Plan for Your Mobility Vehicle Loan

Choose from our easy to use calculators to help you manage your credit cards, your debt, or your savings..

What Our Members Are Saying

Quick & Easy!

RATINGS 5 5 / 5 stars

Thank you for the ease in securing the loan for the purchase of my son's mobility vehicle! What a pleasure doing business with you. During the process I spoke with several different individuals and each and every one was kind, helpful and authentic.

Dmac57 - Ventura, CA


Absolute necessity

RATINGS 5 5 / 5 stars

I am now able to take my spouse to Doctor appointments and his physical therapy since he has a power wheelchair. He had a manual wheelchair, but it weighed 75 pounds and was too heavy for me to load in and out of a regular vehicle without a conversion.

MJRam - McAllen, TX


Mobility Loan

RATINGS 5 5 / 5 stars

Once it was completed and all our paper work was in, it went very smooth. While most places make it almost impossible to obtain a mobility loan DCU is very understanding and compassionate of the needs of the disabled.

Slick - Dyersburg, TN


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