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Retirement Accounts

Retirement Accounts

Federally-insured, safe, and sensible options to grow your nest egg.

Offerings

DCU offers a variety of choices and resources to help you find a retirement account.

CERTIFICATE IRA

Lock in your money to earn our best insured IRA dividend rates.

AS HIGH AS
2.38% APY
RATING
4.5 4.5 / 5 stars
MINIMUM TO OPEN
$500
MINIMUM TO EARN
$500
MONTHLY FEE
$0.00
AVAILABLE TERMS
3 to 60months

MONEY MARKET IRA

Your dividend rate grows as your balance grows.

STARTING AT
1.56% APY
RATING
4 4 / 5 stars
MINIMUM TO OPEN
$0
MINIMUM TO EARN
$1,000
MONTHLY FEE
$0.00

A good start when your initial balance is small

AS HIGH AS
0.40% APY
RATING
3 3 / 5 stars
MINIMUM TO OPEN
$0.00
MINIMUM TO EARN
$0.00
MONTHLY FEE
$0.00

DCU Retirement Resources

Know your options to save or invest money.

DCU Retirement Resources

DCU Education Center

Start preparing for your financial future.

DCU Education Center

What Our Members Are Saying

IRAs

RATINGS 5 5 / 5 stars

DCU IRAs are the best in the banking business. I would recommend anyone wishing to save retirement money, should go to DCU.

Rich – Fitchburg, MA

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Very efficient service when it comes to setting up IRAs

RATINGS 5 5 / 5 stars

I have done this (rolling money over from a 401(k) to a traditional IRA) many times before with DCU, I always get quick reliable service and very competitive rates. Their IRA department takes good care of any question or concern I have.

Hector Miguel – Hudson, FL

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Excellent Service

RATINGS 5 5 / 5 stars

I have been a member for over 30 years so it makes perfect sense to me to trust DCU with my IRAs based on how well they have helped me finance my home, cars, and VISA over the years. The IRA procedure was fast and taken care of by experts so I felt confident my money was in the right place.

Joan - Sterling, MA

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Resources

Materials and resources to help you reach your retirement goals.

We're Here to Help

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