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Recreational Vehicle Loans

Recreational Vehicle Loans

Financing fun times for you and your family

At a Glance - Large RVs

Borrow for larger recreational vehicles, such as motor homes, travel trailers, or camping trailers and the same low rates for new and used.

Benefits

New or used - with same low fixed rates.
Borrow up to 90% of purchase price – or NADA book value (whichever is less).
For purchases and refinancing - Have an existing loan elsewhere? Move it here and save.
Terms up to 20 years on new RVs – and 10 years on used. That helps keep payments affordable on larger purchases.
Interest may be tax deductible – RVs with a bathroom, kitchen, and sleeping area are considered a home under IRS rules. Interest on loans to finance them may be deductible on your federal taxes. Visit the contact the IRS for details.
AS LOW AS
7.74% APR
RATING
4.5 4.5 / 5 stars

INCLUDED DISCOUNT

0.50% for Plus and Relationship members

Large Recreational Vehicle Loan Rates

Qualified borrowers can finance up to 90% of NADA retail book value or 90% of the purchase price, whichever is less.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 60 Months 7.74% $20.15 - (Minimum Loan Amount $5,000)
Up to 72 Months 8.24% $17.65 - (Minimum Loan Amount $15,000)
Up to 84 Months 8.74% $15.96 - (Minimum Loan Amount $15,000)
Up to 120 Months 9.24% $12.80 - (Minimum Loan Amount $25,000)
Up to 180 Months 9.24% $10.29 - (Minimum Loan Amount $50,000)
Up to 240 Months 9.24% $9.15 - (Minimum Loan Amount $75,000)
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 60 Months 7.74% $20.15 - (Minimum Loan Amount $5,000)
Up to 72 Months 8.24% $17.65 - (Minimum Loan Amount $15,000)
Up to 84 Months 8.74% $15.96 - (Minimum Loan Amount $15,000)
Up to 120 Months 9.24% $12.80 - (Minimum Loan Amount $25,000)
Up to 180 Months 9.24% $10.29 - (Minimum Loan Amount $50,000)
Up to 240 Months 9.24% $9.15 - (Minimum Loan Amount $75,000)

Rates are effective {currentdate}.

¹APR= Annual Percentage Rate. Rates are determined by your personal credit history, loan term, account relationship, and payment method. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your DCU checking account.

²EMP = Estimated Monthly Payment

At a Glance - Small RVs

Financing for lots of great motorized toys, such as personal watercraft, snowmobiles, all terrain vehicles, scooters, or mopeds.

Benefits

New or used - with same low fixed rates.
Borrow up to 100% of purchase price – or NADA book value (whichever is less).
For purchases and refinancing - Have an existing loan elsewhere? Move it here and save.
Terms up to 60 months – That helps keep payments affordable on larger purchases.
AS LOW AS
8.60% APR
RATING
4.5 4.5 / 5 stars

INCLUDED DISCOUNT

0.50% for Plus and Relationship members

Small Recreational Vehicle Loan Rates

Qualified borrowers can finance up to 100% of NADA retail book value or 100% of the purchase price, whichever is less.

Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 8.60% $31.61
Up to 48 Months 8.85% $24.81
Up to 60 Months 9.10% $20.81
Terms Terms APR¹ APR¹ EMP² Per $1,000 EMP² Per $1,000
Up to 36 Months 8.60% $31.61
Up to 48 Months 8.85% $24.81
Up to 60 Months 9.10% $20.81

Rates are effective {currentdate}.

¹APR= Annual Percentage Rate. Rates are determined by your personal credit history, loan term, account relationship, and payment method. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles will differ. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your DCU checking account.

²EMP = Estimated Monthly Payment

Plan for Your Recreational Vehicle Loan

Choose from our easy to use calculators to help you manage your vehicle Loan.

What Our Members Are Saying

Amazing credit union

RATINGS 5 5 / 5 stars

This credit union is amazing!! The customer service is outstanding, and their loan process is so easy. This is my third loan with DCU. Would definitely recommend banking with them. I have been a member for over one year. Very satisfied.

Speed Queen - Holiday, Florida

READ MORE REVIEWS

Great service!

RATINGS 5 5 / 5 stars

Customer service is outstanding. I had a check for my RV loan in my hand within 48 hours. Unbelievable!

Happy Camper - Old Saybrook, Connecticut

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Refi of existing RV loan

RATINGS 5 5 / 5 stars

Got it done in one phone call and all paperwork done over internet... that was awesome!

dectec13 - Eldred, PA

READ MORE REVIEWS

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