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Vehicle Loans
Competitive borrowing options for several vehicle types.
Offerings
Let us help you save money on your next car or the one you already drive today.
AUTO LOANS
As Low As
New and used cars, trucks, and vans at the same low rates. Rate is subject to change after consummation.
APPLY NOWMembership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
ELECTRIC VEHICLE DISCOUNT
ADDITIONAL 0.25% DISCOUNT FOR FULLY ELECTRIC VEHICLES
Maximum amount
UP TO 130% OF VALUE
NO PAYMENTS FOR 60 DAYS
TAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
Membership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
ANTIQUE CAR LOANS
As Low As
A great rate and a great value with a loan designed for classic cars. Rate is subject to change after consummation.
APPLY NOWMembership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
Maximum amount
90% of value
Membership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
BOAT LOANS
As Low As
New or used - we offer the same low rates on the sea or on the lake. Rate is subject to change after consummation.
APPLY NOWMembership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
Maximum amount
UP TO 125% OF VALUE
Membership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
LARGE RECREATIONAL VEHICLE LOANS
As Low As
Borrow for motor homes, travel trailers, or camping trailers. Rate is subject to change after consummation.
APPLY NOWMembership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
Maximum amount
UP TO 125% OF VALUE
Membership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
AUTO REFINANCE LOANS
As Low As
Keep your car — trade your loan. Lower your rate, payment, or both. Rate is subject to change after consummation.
APPLY NOWMembership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
ELECTRIC VEHICLE DISCOUNT
ADDITIONAL 0.25% DISCOUNT FOR FULLY ELECTRIC VEHICLES
Maximum amount
UP TO 130% OF VALUE
NO PAYMENTS FOR 60 DAYS
TAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
Membership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
MOTORCYCLE LOANS
As Low As
Finance or refinance your new or used street bikes. Rate is subject to change after consummation.
APPLY NOWMembership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
Maximum amount
UP TO 125% OF VALUE
Membership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
MOBILITY LOANS
As Low As
For vehicles or vehicle modifications to assist people with disabilities. Rate is subject to change after consummation.
APPLY NOWMembership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
Maximum amount
UP TO 125% OF VALUE
Membership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
SMALL RECREATIONAL VEHICLE LOANS
As Low As
Financing for personal watercraft, snowmobiles, ATVs or scooters/mopeds.
Rate is subject to change after consummation.
Membership Level Discount
0.50% INCLUDED FOR PLUS AND RELATIONSHIP MEMBERS WITH ELECTRONIC PAYMENTS
Maximum amount
UP TO 125% OF VALUE
Membership Required
- Eligibility by Family Relationship to a Current DCU Member
- Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
- Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
- Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
- Eligibility by Community
- You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Plan for Your Vehicle Loan
Use one of our calculators to help you budget for your loan.
- How much will my loan payment be?
- How much can I afford to borrow?
- Should I take a rebate or low-cost financing?
- Should I pay off my vehicle loan early?
- Should I refinance my vehicle loan?
Resources
Materials and resources to help you make a more informed decision when buying your vehicle.
Three financial tips for car buying.
If you’re getting ready to buy a car, it’s important to focus on these three financial elements:
- Be clear about what you can afford.
- Be proactive with your financing.
- Handle your trade in.
This video will help you learn how you can best prep for your next car buying experience.
Vehicle Buying Resources
Learn how to shop "smart" when shopping for your next vehicle.
Payment Protection
Relieve the financial stress and worry related to making loan payments.
DCU Insurance
Count on us for good service and expert help for choosing the best auto insurance.
853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
