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Vehicle Loans

Vehicle Loans

Competitive borrowing options for several vehicle types.

Online Banking Make no car payments for 60 days! 

Enjoy this limited-time offer.

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Offerings

Let us help you save money on your next car or the one you already drive today.

AUTO LOANS

New and used cars, trucks, and vans at the same low rates.

AS LOW AS
2.99% APR
RATING
5 5 / 5 stars
TERMS
36-84months
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM AMOUNT
120%of value
ADDITIONAL DISCOUNT
0.25%for energy efficient vehicles

AUTO REFINANCE LOANS

Keep your car — trade your loan. Lower your rate, payment, or both.

AS LOW AS
2.99% APR
RATING
5 5 / 5 stars
TERMS
36-84months
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM AMOUNT
120%of value
ADDITIONAL DISCOUNT
0.25%for energy efficient vehicles

A great rate and a great value with a loan designed for classic cars.

AS LOW AS
5.49% APR
RATING
4.5 4.5 / 5 stars
TERMS
36-120months
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM AMMOUNT
90%of value

Finance or refinance your new or used street or off-road bikes.

AS LOW AS
4.00% APR
RATING
5 5 / 5 stars
TERMS
36-60months
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM AMOUNT
120%of value

New or used - we offer the same low rates on the sea or on the lake.

AS LOW AS
7.49% APR
RATING
4.5 4.5 / 5 stars
TERMS
60-240months
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM AMOUNT
90%of value

For vehicles or vehicle modifications to assist people with disabilities

AS LOW AS
5.49% APR
RATING
4.5 4.5 / 5 stars
TERMS
36-120months
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM AMOUNT
100%of value

Borrow for motor homes, travel trailers, or camping trailers.

AS LOW AS
7.49% APR
RATING
4.5 4.5 / 5 stars
TERMS
60-240months
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM AMOUNT
90%of value

Financing for personal watercraft, snowmobiles, ATVs or scooters/mopeds.

AS LOW AS
8.35% APR
RATING
4 4 / 5 stars
TERMS
36-60months
INCLUDED DISCOUNT
0.50%for Plus and Relationship members
MAXIMUM AMOUNT
100%of value

DCU Auto Insurance

Helping you choose auto insurance you need.

DCU Insurance

Payment Protection

Relieve financial stress from loan payments.

Payment Protection

What Our Members Are Saying

Auto Refinance

RATINGS 5 5 / 5 stars

Was able to refinance my auto loan to DCU for a lower rate than I was paying at another financial institution. The rep Jamie who helped me was extremely helpful and made the process extremely easy!

Heather - Salem, NH

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Ease of Getting an Auto Loan

RATINGS 5 5 / 5 stars

I have been a member of DCU for almost 20 years and I recently applied for my 5th Auto Loan. The process was effortless and the approval was instant. The follow-up and paper work with excellent customer service was a pleasure. The APR was competitive. Thanks for the wonderful service.

Krish - The Woodlands, TX

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Pre-approval process

RATINGS 5 5 / 5 stars

We needed to get preapproved for a car loan, the process took about an hour and was completely seamless. The gentlemen who helped us were very nice and considerate and answered all of our questions.

BostonspecialPK - Stoneham, MA

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Resources

Materials and resources to help you make a more informed decision when buying your vehicle

Essential information you need to know regarding Loan Title and Insurance requirements.

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Relieve the financial stress and worry related to making loan payments.

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How Payment Protection works Payment Protection offered by DCU helps relieve the financial stress and worry related to making loan payments when your life takes an unexpected turn. Your loan payment* will be canceled for a period of time without penalty, added interest, or being reported as delinquent to the credit bureau when one of the following covered events occur:

Count on us for good service and expert help for choosing the best auto insurance.

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DCU Insurance helps you achieve financial well-being by protecting your most valuable personal assets – home, car, and earnings – from the ever-present, serious threat of property and liability losses. We treat you the way DCU members expect to be treated. We provide you top quality products from great insurers, fair prices, outstanding service, and member education.

Use this form and provide it to DCU if you are buying a vehicle through a private sale.

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Check out a new way to buy a car.

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Buying a Car

1:55

3 financial decisions to take when buying a car.

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