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Refinance Your Mortgage

Reduce monthly payments, your rate or put your home's equity to good use. DCU offers fixed and adjustable-rate mortgage loans to help you choose the refinance option that's right for your financial goals.

How Much Could Refinancing Save You? There are many factors you should consider when refinancing a mortgage. Use our mortgage refinance calculators to estimate the cost and potential savings. Try Our Calculators


30-Year Fixed Rate Program As Low As
5.29% APR¹

Same rate for the life of the loan.


Membership Required

1.     Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2.     Eligibility by Company You Work for or Retired From

    You currently work for or retired from a company in our list of participitating employers.

    You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3.     Eligibility by Organization You Belong To

    You currently belong to or join an organization whose members we serve.

    You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4.     Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.