A Money Market IRA offers competitive tiered dividends and the flexibility to contribute money whenever you like within IRS rules.
Your dividend rate grows as your balance grows.OPEN NOW
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
3. Eligibility by Organization You Belong To
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
May be used for Traditional, Roth, SEP, and SIMPLE accounts.
|Minimum Daily Balance to earn||Dividend Rate||APY¹|
|$100,000.00 or more||3.25%||3.30%|
|$50,000.00 to $99,999.99||1.75%||1.77%|
|$25,000.00 to $49,999.9||1.75%||1.77%|
|$10,000.00 to $24,999.99||1.70%||1.71%|
|$1,000.00 to $9,999.99||1.70%||1.71%|
¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened and are subject to change weekly. Fees may reduce earning on the account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.
IRA transactions are subject to IRS rules and regulations. To review these rules and regulations, click here.
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