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Now through April, refinance your existing auto loan with DCU and we'll give you cash back.
If you love your car, but not your loan, refinancing with DCU could put you back in the driver’s seat with lower rates and flexible terms.
*Receive $150.00 when you move your auto loan to DCU by 4/30/2021. Loans must be closed and funded by 4/30/2021 to be eligible. Purchases and existing DCU loans are not eligible for this offer. Auto refinance loan must be at least $10,000. Restricted to autos, trucks, vans – no motorcycles, mobility, classic/antique, rec. vehicles. Member can receive cash back on up to 2 qualifying refinances. $150.00 will be deposited into your Primary Savings account based on the following schedule:
**DCU is offering the option to take advantage of no payments for the first 60 days after the closing of the loan. No payments for 60 days Auto Loan feature is valid on new Auto Loans and Auto Refinance Loans from other institutions; refinancing of existing DCU auto loans is not eligible. Interest will begin to accrue on the date the loan is funded. The first payment after the 60-day no payment period will first be applied to the interest accrued from the date the loan was funded to the first payment date and then applied to the principal due.
Rates listed for new or used cars, trucks, and vans. Qualified borrowers can finance up to 125% of the book value or 125% of the purchase price, whichever is less.
Terms Terms | APR¹ APR¹ | EMP² Per $1,000 EMP² Per $1,000 |
---|---|---|
Up to 36 Months | 1.99% | $28.64 |
Up to 48 Months | 1.99% | $21.69 |
Up to 65 Months | 1.99% | $16.24 |
Up to 72 Months | 2.99% | $15.19 |
Up to 84 Months | 4.49% | $13.90 |
Terms Terms | APR¹ APR¹ | EMP² Per $1,000 EMP² Per $1,000 |
---|---|---|
Up to 36 Months | 1.99% | $28.64 |
Up to 48 Months | 1.99% | $21.69 |
Up to 65 Months | 1.99% | $16.24 |
Up to 72 Months | 2.99% | $15.19 |
Up to 84 Months | 4.49% | $13.90 |
Rates are effective {currentdate}.
¹APR= Annual Percentage Rate. Rates are determined by your personal credit history, loan term, account relationship, and payment method. Rates listed are for this product only and are subject to change at any time. Rates and terms on loans for other types of vehicles, including mobility vehicles, will differ. Published rate includes a 0.50% discount given when you maintain electronic payments and Plus or Relationship benefits on your DCU checking account. For refinance of a DCU loan an administrative fee may apply.
²EMP = Estimated Monthly Payment
Use our loan calculators to determine the potential impact of refinancing your auto loan.