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DCU Routing Number: 211391825

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Auto Refinance Loans

If you love your car, but not your loan, refinancing with DCU could put you back in the driver’s seat with lower rates and flexible terms.

FEATURED AUTO REFINANCE LOAN CONTENT

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WHAT TO LOOK FOR IN AN AUTO LOAN REFINANCE

If you're considering refinancing an auto loan to save money, you’ll want to make sure you're getting the best deal. Here are 3 things to look for when comparing auto refinance options.

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HOW TO REFINANCE YOUR AUTO LOAN

Considering an auto refinance but not sure where to start? We’ve got you covered. Check out our step-by-step guide to refinancing your auto loan.

AUTO REFINANCE LOANS

As Low As
3.24% APR¹
Apply Now
Membership Level Discounts
0.50%
Included for Plus and Relationship Members with Electronic Payments.
Energy Efficiency Discount
0.25%
Additional Discount For Energy Efficient Vehicles
NO PAYMENTS FOR
60 DAYS
TAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS

Membership Required

1.     Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2.     Eligibility by Company You Work for or Retired From

  • You currently work for or retired from a company in our list of participitating employers.
  • You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3.     Eligibility by Organization You Belong To

  • You currently belong to or join an organization whose members we serve.
  • You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4.     Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

SELECT A CALCULATOR
  • Should I refinance my auto loan?
  • Should I accelerate my auto payments?

What Our Members Are Saying

Quick process

RATINGS 5 5 / 5 stars

Applied online and within 5 minutes a loan processor called me to finish a few questions, called for my payoff while on the phone with me and loan was set up in less than 10 minutes! I was amazed… thank you!

Jackchip3 - Blackstone, MA

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Perfect Combo

RATINGS 5 5 / 5 stars

Was able to refinance my auto loan to DCU for a lower rate than I was paying at another financial institution. The representative who helped me was extremely helpful and made the process extremely easy!

Heather - Salem NH

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Best rate ever!!!

RATINGS 5 5 / 5 stars

This is the 3rd vehicle loan we have had or refinanced with DCU. The BEST member service. We tell everyone how great this institution is. They have very competitive rates.

Debbado - Webster, MA Dickersam - Troy, NY

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