DCU Routing Number: 211391825
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Helping you spend, save and earn - all in one account
If your checking account is at a big bank, chances are you're paying big fees or getting little in return for the huge minimum balance you're required to maintain. But, if you're using a Free Checking account from DCU, things are more than a little different.
Nobody likes to wait until payday and at DCU you may not have to. Simply set up recurring direct deposit of your paycheck, Social Security or pension and you could see your money in your account up to two days early.
We don't charge you for accessing your cash - in fact, we'll even help you out when others do charge you. We’ll reimburse you up to $300 per year in ATM fees charged by other institutions. All you need to do is add direct deposit of recurring income of at least $500 per calendar month and make at least 5 qualifying transactions per month.1
When you use a DCU Free Checking account, we don’t just help you save money on your everyday banking. Add direct deposit and make your loan payments electronically and you'll receive a 0.50% discount on most consumer loans.
Wouldn’t it be great if your money worked for you? With the Earn More feature on your Free Checking account, it can.
Nobody likes to wait until payday and at DCU you may not have to. Simply set up recurring direct deposit of your paycheck, Social Security or pension and you could see your money in your account up to two days early.
Not only do we not charge you for accessing your cash – we help you out when others do. Add direct deposit and make at least 5 transactions per month and we’ll reimburse up to $300 per year in ATM fees charged by other institutions.2
When you use a DCU Free Checking account, we don’t just help you save money on your everyday banking. Add direct deposit and make your loan payments electronically and you’ll receive a 0.50% discount on most consumer loans.
While every member has access to most of our great benefits, the more a member does with DCU, the more those benefits multiply. Check out the information below for a detailed description of benefits by level.
Every member enjoys these benefits automatically:
Enjoy all the Basic Member Benefits plus:
How to Qualify: Add and maintain direct deposit (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, Social Security, or other recurring monthly income). If at any time you fail to maintain these qualifications, your benefit level will be automatically adjusted without notice and you will no longer be eligible to receive the associated benefits.
Enjoy all the Plus Member Benefits and:
How to Qualify: Add and maintain direct deposit (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, Social Security, or other recurring monthly income) AND make at least 5 transactions per month (qualifying transaction types include debit and/or credit card transactions, bill payments, balance transfers, or P2P transfers that post and clear your account within the same calendar month). If at any time you fail to maintain these qualifications, your benefit level will be automatically adjusted without notice and you will no longer be eligible to receive the associated benefits.
On Balances Up to and including $1000.00
Rate is subject to change after consummation.
Rate is subject to change after consummation.