Free Checking

Every member enjoys these benefits automatically:

• No minimum balances or monthly maintenance fees
• FREE use of 23 DCU Branches in MA/NH - and more than 5,900 shared branches nationwide
• FREE use of 35+ DCU ATMs in MA/NH - and more than 80,000 surcharge-free non-DCU ATMs nationwide.
• FREE use of DCU Digital Banking - carrier data and message rates may apply
• FREE DCU Visa® Debit Card with EMV chip - upon approval
• FREE eStatements, account alerts and notifications

Enjoy all the Basic Member Benefits plus:

• Paid up to two days early with Direct Deposit.
• Up to $10 per month ($120 per year) in reimbursements for ATM fees charged by other institutions.
• 0.50% discount on most consumer loans, when the loan is paid with electronic payment.

How to Qualify: Add and maintain direct deposit (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, Social Security, or other recurring monthly income). If at any time you fail to maintain these qualifications, your benefit level will be automatically adjusted without notice and you will no longer be eligible to receive the associated benefits.

Enjoy all the Plus Member Benefits and:

• Up to $25 per month ($300 per year) in reimbursements for ATM fees charged by other institutions.
• FREE DCU Custom-style checks (100/year)

How to Qualify: Add and maintain direct deposit (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, Social Security, or other recurring monthly income) AND make at least 5 transactions per month (qualifying transaction types include debit and/or credit card transactions, bill payments, balance transfers, or P2P transfers that post and clear your account within the same calendar month). If at any time you fail to maintain these qualifications, your benefit level will be automatically adjusted without notice and you will no longer be eligible to receive the associated benefits.