skip to main content

DCU Routing Number: 211391825

DCU Assistant

Hi, anything I can help you with?

Posh Cross Close
Students outside

Student Loans

Low rates and flexible repayment options for undergraduate and graduate loans.

Student Loans - Undergraduate and Graduate Rates - Variable

No application fees and no prepayment penalties. The Annual Percentage Rate (APR)¹ for our undergraduate and graduate private education line of credit is variable and is based on the Prime index² plus a margin.³

APR¹
between 8.25% and 14.25%

¹The Annual Percentage Rate is subject to increase after consummation. The interest rate will be adjusted quarterly, based on changes to the index. The APR will not exceed 18.00% or fall below the Floor rate regardless of the Index or any additional rate discount. Any increase in the Index may increase the APR and the amount of your monthly payment.  

²The "Index" for the quarter beginning October 1, 2023 is 8.50%, which was the Prime index published in the Wall Street Journal on the first business day of September 2023.

³Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate, Margin, Floor, and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). Margin will be disclosed at account opening. Student borrowers may apply with a creditworthy co-borrower which may result in a better chance of approval and/or lower interest rate.

Student Loans - Undergraduate and Graduate Rates - Fixed

No application fees and no prepayment penalties. The Annual Percentage Rate for our undergraduate and graduate private education line of credit will be fixed for the life of the loan.

APR¹
between 10.25% and 16.25%

¹APR = Annual Percentage Rate. Rate is fixed and your rate and/or credit approval depends upon the credit qualifications of the student borrower or co-borrower (if applicable). Your actual rate within the range stated will be disclosed upon approval. Student borrowers may apply with a creditworthy co-borrower which may result in a better chance of approval and/or lower interest rate.

Contact Student Choice

Let's talk student loans.

Our partner, Student Choice, will help you explore your options and get answers to your questions.
Our partner, Student Choice, will help you explore your options and get answers to your questions.