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Woman holding credit card using computer

Visa® Platinum Secured Credit Card

Visa® Platinum Secured Credit Card

All of our credit card benefits while you build or rebuild your credit.

APPLY NOW

At a Glance

If you are looking to establish or improve your credit history, this credit card is a great way to get started. By allowing you to borrow against your DCU savings account, this card gives you all the benefits of DCU's Visa Platinum Credit Card.

Benefits

Embedded EMV chip - this tiny chip protects your information in a big way.
Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
AS LOW AS
13.50% APR
RATING
4.5 4.5 / 5 stars

ANNUAL FEE

$0.00

BALANCE TRANSFER FEE

$0.00

CASH ADVANCE FEE

$0.00

Visa Credit Card Rates

Details DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Secured
Lowest APR¹
for purchases		 10.50% 13.25% 13.50%
Lowest APR¹
for balance transfers		 10.50% 13.25% 13.50%
Lowest APR¹
for case advances		 10.50% 13.25% 13.50%
Annual Fee NONE NONE NONE
Balance Transfer Fee
for each transaction		 NONE NONE NONE
Cash Advance Fee
for each transaction		 NONE NONE NONE

Rates are effective August 20, 2019. 

¹Your APR = Annual Percentage Rate will be based on your personal credit history. Rates are variable, tied to the prime rate and can change monthly.

Please refer to DCU's VISA Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement.

Plan to Use Your Credit Card

Choose from our easy to use calculators to help you manage your credit cards, your debt, or your savings.

What Our Members Are Saying

I had less than stellar credit.

RATINGS 5 5 / 5 stars

This is a great product if you’ve made a few mistakes along the way with your credit. I applied online and got a reply immediately. The process is quick and easy to understand and it’s a chance to build your credit.

Frank - Attleboro, MA

READ MORE REVIEWS

Improved my credit

RATINGS 5 5 / 5 stars

This credit card is one of the best ways to improve your credit!

Alan - North Andover, MA

READ MORE REVIEWS

DCU Secured Card is Great!

RATINGS 5 5 / 5 stars

The application process for the card was easy and straightforward, and it has the best features of any secured card that I investigated. Since it links to my savings and checking accounts, I can keep track of all my banking transactions in one place.

San - Framingham, MA

READ MORE REVIEWS

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We're Here to Help

Email

Get assistance by Email.

Visit

Find a Branch or ATM.

Online Live Help

Chat with a Representative.

Online Live Help Hours

CHAT
MON-FRI: 8:00 AM to 9:00 PM (EST)
SAT: 9:00 AM to 3:00 PM (EST)

*Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google Inc. Samsung, and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

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APR= Annual Percentage Rate.   |   APY= Annual Percentage Yield.

Rates displayed on this page are effective {currentdate} and are subject to change. View a full list of rates and rate determination criteria for all products by clicking here.

Please refer to DCU's Truth-in-Savings Disclosure and Account Agreements, Schedule of Fees and Service Charges, and Electronic Services Disclosure and Agreements for important information and disclosures.