DCU Routing Number: 211391825
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All of our credit card benefits while you build or rebuild your credit.
If you are looking to establish or improve your credit history, this credit card is a great way to get started. By allowing you to borrow against your DCU savings account, this card gives you all the benefits of DCU's Visa Platinum Credit Card.
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participitating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Details | DCU Visa Platinum | DCU Visa Platinum Rewards | DCU Visa Platinum Secured |
---|---|---|---|
Lowest APR¹ for purchases | 12.75% | 15.50% | 15.75% |
Lowest APR¹ for balance transfers | 12.75% | 15.50% | 15.75% |
Lowest APR¹ for cash advances | 12.75% | 15.50% | 15.75% |
Annual Fee | NONE | NONE | NONE |
Balance Transfer Fee for each transaction | NONE | NONE | NONE |
Cash Advance Fee for each transaction | NONE | NONE | NONE |
Foreign Currency Transaction Fee for each transaction | NONE | NONE | NONE |
¹APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%.
Please refer to DCU's VISA Credit Card Agreement for Consumers.
Use this calculator to help manage your credit card.