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Visa® Platinum Secured Credit Card

Visa® Platinum Secured Credit Card

All of our credit card benefits while you build or rebuild your credit.

At a Glance

If you are looking to establish or improve your credit history, this credit card is a great way to get started. By allowing you to borrow against your DCU savings account, this card gives you all the benefits of DCU's Visa Platinum Credit Card.

Benefits

Embedded EMV chip - this tiny chip protects your information in a big way.
Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
AS LOW AS
11.50% APR
RATING
4.5 4.5 / 5 stars

ANNUAL FEE

$0.00

BALANCE TRANSFER FEE

$0.00

CASH ADVANCE FEE

$0.00

Visa Credit Card Rates

Details Details DCU Visa Platinum DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Rewards DCU Visa Platinum Secured DCU Visa Platinum Secured
Lowest APR¹ for purchases 8.50% 11.25% 11.50%
Lowest APR¹ for balance transfers 8.50% 11.25% 11.50%
Lowest APR¹ for cash advances 8.50% 11.25% 11.50%
Annual Fee NONE NONE NONE
Balance Transfer Fee for each transaction NONE NONE NONE
Cash Advance Fee for each transaction NONE NONE NONE
Foreign Currency Transaction Fee for each transaction NONE NONE NONE
Details Details DCU Visa Platinum DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Rewards DCU Visa Platinum Secured DCU Visa Platinum Secured
Lowest APR¹ for purchases 8.50% 11.25% 11.50%
Lowest APR¹ for balance transfers 8.50% 11.25% 11.50%
Lowest APR¹ for cash advances 8.50% 11.25% 11.50%
Annual Fee NONE NONE NONE
Balance Transfer Fee for each transaction NONE NONE NONE
Cash Advance Fee for each transaction NONE NONE NONE
Foreign Currency Transaction Fee for each transaction NONE NONE NONE

Rates are effective {currentdate}.

¹APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%.

Please refer to DCU's VISA Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement.  

Plan to Use Your Credit Card

Choose from our easy to use calculators to help you manage your credit cards, your debt, or your savings.

What Our Members Are Saying

I had less than stellar credit.

RATINGS 5 5 / 5 stars

This is a great product if you’ve made a few mistakes along the way with your credit. I applied online and got a reply immediately. The process is quick and easy to understand and it’s a chance to build your credit.

Frank - Attleboro, MA

READ MORE REVIEWS

Improved my credit

RATINGS 5 5 / 5 stars

This credit card is one of the best ways to improve your credit!

Alan - North Andover, MA

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DCU Secured Card is Great!

RATINGS 5 5 / 5 stars

The application process for the card was easy and straightforward, and it has the best features of any secured card that I investigated. Since it links to my savings and checking accounts, I can keep track of all my banking transactions in one place.

San - Framingham, MA

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