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  • Automatically Earn 1% Cash Back Thanksgiving Through New year's Eve. Automatically Earn 1% Cash Back Thanksgiving Through New year's Eve.
  • Refinance your car loan with DCU and Save! Refinance your car loan with DCU and Save!
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Share DCU with a friend and you both can earn cash.

Invite friends and family to join DCU – you both earn cash when they open a qualifying product!

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A 5/1 ARM is a Great Option for lower Payments.

Low starting rates and payments make ARMs a great way into owning your home.

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Manage loans between friends and family.

Use our loan tracking system to easily manage a loan made to a friend or family member.

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Quick Access


* APR= Annual Percentage Rate. ** APY= Annual Percentage Yield. APR and APY effective . Rates vary and are subject to change. Click product names for additional details.


Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000^
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 5.375% 5.47% $5.60
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 5.000% 5.09% $5.37
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.750% 4.87% $6.46
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.375% 4.52% $7.59
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.125% 4.33% $10.18

^Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $453,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

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