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Personal and Business Banking

What Can DCU Save You?
  • Earn 1% cash back on every credit card purchase from Thanksgiving through New Year's Eve! Earn 1% cash back on every credit card purchase from Thanksgiving through New Year's Eve!
  • Refinancing with a DCU car loan could lower your monthly car payment, your interst rate, or both. Refinancing with a DCU car loan could lower your monthly car payment, your interst rate, or both.
  • Get paid early with DCU Free Checking and Direct Deposit. Get paid up to 2 days early with DCU Free Checking and Direct Deposit.
     
Earn 5.12% APR on a Primary Savings Account.

Earn a High Rate
on the first $1,000

Take advantage of this high rate and kick start your savings today.

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Support local businesses and invest in their future.

GrowthFountain
Equity Crowdfunding

Support local businesses and invest in their future, starting at just $100.

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Barnyard Cents is a fun way for kids to learn about the importance of saving.

Barnyard Cents - Our Program for Kids

Kids learn about the importance of saving through games and fun.

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Quick Access

Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.375% 4.46% $4.99
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.08% $4.77
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.750% 3.86% $5.93
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.500% 3.63% $7.15
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.250% 3.44% $9.77

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $453,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.