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Personal and Business Banking

What Can DCU Save You?
  • This Summer, DCU is paying you back. Shop and win - it's that easy. This Summer, DCU is paying you back. Shop and win - it's that easy.
  • Earn up to 5.12% APY on balances up to $1,000. Earn up to 5.12% APY on balances up to $1,000.
  • Get paid early with Free Checking and Direct Deposit. Get paid early with Free Checking and Direct Deposit.
  • Learn why sticking to a budget is important. Learn why sticking to a budget is important.
     
Introducing Friends and Family Lending.

Manage Loans Between
Friends and Family

Providing a workspace for managing your personal financial agreements.

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Free Student Loan Webinar - 7/18/18

Free Student Loan
Webinar - 7/18/18

Learn how to borrow responsibly to finance your college education.

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People Pay lets you quickly transfer money to a person either at DCU or another financial institution.

Have You Tried
DCU People Pay?

Quickly transfer money to a person either at DCU or another financial institution.

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Quick Access

Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.875% 4.97% $5.29
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.500% 4.59% $5.07
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.375% 4.49% $6.26
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.14% $7.40
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.750% 3.95% $10.01

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $453,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.