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Personal and Business Banking

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  • Refinance your car loan with DCU and save! Refinance your car loan with DCU and save!
  • Consolidate your student loan debt into one easy to manage loan. Consolidate your student loan debt into one easy to manage loan.
  • A DCU Home Equity LinePLUS is a great solution for financing your remodel. A DCU Home Equity LinePLUS is a great solution for financing your remodel.
     
Direct Deposit your tax returns and get your refunds up to three weeks faster.

Get Your Tax Refunds
Up to 3 Weeks Faster

Direct deposit your tax refunds into one of your DCU accounts.

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Support local businesses and invest in their future.

GrowthFountain
Equity Crowdfunding

Support local businesses and invest in their future, starting at just $100.

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Learn about the 2018 Memorial Scholarship Program.

The 2018 Memorial
Scholarship Program

Read the program overview and apply for a scholarship online.

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Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.750% 4.84% $5.22
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.375% 4.46% $4.99
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.125% 4.24% $6.13
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.750% 3.89% $7.27
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.500% 3.69% $9.89

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $453,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.