Personal and Business Banking

What Can DCU Save You?
  • This summer, DCU will be reimbursing 30 members up to $1,000.
  • Get paid up to two days early with DCU Free Checking.
  • Refinance today with a second chance car loan.
Online Deposit allows you to deposit checks with your mobile device.

Point. Snap. Deposit.
It's That Simple.

Deposit checks anywhere, anytime with your phone, tablet, or scanner.

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Refinancing your mortgage could save you a bundle.

The Many Benefits
of Refinancing...

You could lower your rate or your payment, shorten your term – or all three.

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Mobile Wallets let you make purchases with only your mobile device.

Make Purchases
With Your Phone!

Pay in stores or in apps simply and securely using only your mobile device.

LEARN MORE  

Quick Access

Resources

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 4.375% 4.46% $4.99
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.875% 3.95% $4.70
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.625% 3.73% $5.86
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.250% 3.38% $7.03
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 3.000% 3.18% $9.66

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $424,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.