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DCU Cares Disaster Recovery Program

If you've been impacted by Hurricane Florence, please select here to find out how DCU is assisting affected members.

If you've been impacted by the Merrimack Valley natural gas explosions, please select here to find out how DCU is assisting affected members.

  • Refinance with DCU and keep loving your car. Refinance with DCU and keep loving your car.
  • ARMs are a great option if you want the smallest possible payment. ARMs are a great option if you want the smallest possible payment.
  • Start on the path to fiancial success with DCU's online education center. Start on the path to fiancial success with DCU's online education center.
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Earn a great rate with Primary Savings.

Our Primary Savings account pays 5.12% APY** on the first $1,000 so you can build your savings faster.

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Earn a great rate with Primary Savings.

We can help. Consolidate your student loans into one manageable payment and save.

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List with DCU Realty for 3.5%

Cover emergency expenses fast without paying the excessive rates and fees associated with alternative solutions.

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* APR= Annual Percentage Rate. ** APY= Annual Percentage Yield. APR and APY effective . Rates vary and are subject to change. Click product names for additional details.


Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000^
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 5.125% 5.22% $5.44
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.750% 4.84% $5.22
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.625% 4.74% $6.39
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.250% 4.40% $7.52
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.000% 4.20% $10.12

^Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $453,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

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