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DCU Routing Number: 211391825

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    Visa® Platinum Rewards Credit Card

    Redeem points for travel, gift cards, merchandise, and more!

    APPLY NOW

    At a Glance

    DCU’s Visa Platinum Rewards card combines a low rate with great rewards. Each purchase earns you points that are redeemable for travel, gift cards, merchandise, and more. Annual fees or additional fees for balance transfers? You won’t find either of those here.

    Benefits

    Earn rewards - Turn your spending into rewards with points for everyday purchases.
    Embedded EMV chip - this tiny chip protects your information in a big way.
    Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
    Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
    AS LOW AS
    12.00% APR
    RATING
    4.5 4.5 / 5 stars

    ANNUAL FEE

    $0.00

    BALANCE TRANSFER FEE

    $0.00

    CASH ADVANCE FEE

    $0.00

    Visa Credit Card Rates

    Details Details DCU Visa Platinum DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Rewards DCU Visa Platinum Secured DCU Visa Platinum Secured
    Lowest APR¹ for purchases 9.25% 12.00% 12.25%
    Lowest APR¹ for balance transfers 9.25% 12.00% 12.25%
    Lowest APR¹ for cash advances 9.25% 12.00% 12.25%
    Annual Fee NONE NONE NONE
    Balance Transfer Fee for each transaction NONE NONE NONE
    Cash Advance Fee for each transaction NONE NONE NONE
    Foreign Currency Transaction Fee for each transaction NONE NONE NONE
    Details Details DCU Visa Platinum DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Rewards DCU Visa Platinum Secured DCU Visa Platinum Secured
    Lowest APR¹ for purchases 9.25% 12.00% 12.25%
    Lowest APR¹ for balance transfers 9.25% 12.00% 12.25%
    Lowest APR¹ for cash advances 9.25% 12.00% 12.25%
    Annual Fee NONE NONE NONE
    Balance Transfer Fee for each transaction NONE NONE NONE
    Cash Advance Fee for each transaction NONE NONE NONE
    Foreign Currency Transaction Fee for each transaction NONE NONE NONE

    Rates are effective {currentdate}.

    ¹APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%.

    Please refer to DCU's VISA Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement.  

    What Our Members Are Saying

    Awesome Credit Limit

    RATINGS 5 5 / 5 stars

    I needed this product to boost my credit. Representative did an awesome job explaining it. Convenient credit card that will help improve my credit score by transferring my previous balances.

    Giovanni - Randolph, MA

    READ MORE REVIEWS

    DCU serves the best of everything

    RATINGS 5 5 / 5 stars

    Accepted a pre-approved offer for DCU Platinum Rewards and instantly saw the credit added to my account. Literally everything done in less than 10 minutes.

    Dheeraj Patta - Harrisburg, PA

    READ MORE REVIEWS

    Good card & even better service!

    RATINGS 5 5 / 5 stars

    Good rewards structure, great APR rate and site is easy to navigate to manage your card and other accounts. The free Equifax FICO score every month is a nice bonus to have as well! Two thumbs up for DCU.

    San - Framingham, MA

    READ MORE REVIEWS

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    *Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google Inc. Samsung, and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

    220 Donald Lynch Boulevard
    PO Box 9130
    Marlborough, MA 01752-9130

    ABA Routing Number: 211391825
    NMLS# 466914

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    Federally insured by NCUA

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