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Visa® Platinum Rewards Credit Card

Redeem points for travel, gift cards, merchandise, and more!

APPLY NOW

At a Glance

DCU’s Visa Platinum Rewards card combines a low rate with great rewards. Each purchase earns you points that are redeemable for travel, gift cards, merchandise, and more. Annual fees or additional fees for balance transfers? You won’t find either of those here.

Benefits

Earn rewards - Turn your spending into rewards with points for everyday purchases.
Embedded EMV chip - this tiny chip protects your information in a big way.
Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
AS LOW AS
11.25% APR
RATING
4.5 4.5 / 5 stars

ANNUAL FEE

$0.00

BALANCE TRANSFER FEE

$0.00

CASH ADVANCE FEE

$0.00

Visa Credit Card Rates

Details Details DCU Visa Platinum DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Rewards DCU Visa Platinum Secured DCU Visa Platinum Secured
Lowest APR¹ for purchases 8.50% 11.25% 11.50%
Lowest APR¹ for balance transfers 8.50% 11.25% 11.50%
Lowest APR¹ for cash advances 8.50% 11.25% 11.50%
Annual Fee NONE NONE NONE
Balance Transfer Fee for each transaction NONE NONE NONE
Cash Advance Fee for each transaction NONE NONE NONE
Foreign Currency Transaction Fee for each transaction NONE NONE NONE
Details Details DCU Visa Platinum DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Rewards DCU Visa Platinum Secured DCU Visa Platinum Secured
Lowest APR¹ for purchases 8.50% 11.25% 11.50%
Lowest APR¹ for balance transfers 8.50% 11.25% 11.50%
Lowest APR¹ for cash advances 8.50% 11.25% 11.50%
Annual Fee NONE NONE NONE
Balance Transfer Fee for each transaction NONE NONE NONE
Cash Advance Fee for each transaction NONE NONE NONE
Foreign Currency Transaction Fee for each transaction NONE NONE NONE

Rates are effective {currentdate}.

¹APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%.

Please refer to DCU's VISA Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement.  

What Our Members Are Saying

Awesome Credit Limit

RATINGS 5 5 / 5 stars

I needed this product to boost my credit. Representative did an awesome job explaining it. Convenient credit card that will help improve my credit score by transferring my previous balances.

Giovanni - Randolph, MA

READ MORE REVIEWS

DCU serves the best of everything

RATINGS 5 5 / 5 stars

Accepted a pre-approved offer for DCU Platinum Rewards and instantly saw the credit added to my account. Literally everything done in less than 10 minutes.

Dheeraj Patta - Harrisburg, PA

READ MORE REVIEWS

Good card & even better service!

RATINGS 5 5 / 5 stars

Good rewards structure, great APR rate and site is easy to navigate to manage your card and other accounts. The free Equifax FICO score every month is a nice bonus to have as well! Two thumbs up for DCU.

San - Framingham, MA

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*Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google Inc. Samsung, and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

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PO Box 9130
Marlborough, MA 01752-9130
800.328.8797

ABA Routing Number: 211391825
NMLS# 466914

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