DCU’s Visa Platinum Rewards card combines a low rate with great rewards. Each purchase earns you points that are redeemable for travel, gift cards, merchandise, and more. Annual fees or additional fees for balance transfers? You won’t find either of those here.
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participitating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
|Details||DCU Visa Platinum||DCU Visa Platinum Rewards||DCU Visa Platinum Secured|
|Lowest APR¹ for purchases||11.50%||14.25%||14.50%|
|Lowest APR¹ for balance transfers||11.50%||14.25%||14.50%|
|Lowest APR¹ for cash advances||11.50%||14.25%||14.50%|
|Balance Transfer Fee for each transaction||NONE||NONE||NONE|
|Cash Advance Fee for each transaction||NONE||NONE||NONE|
|Foreign Currency Transaction Fee for each transaction||NONE||NONE||NONE|
¹APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%.
Please refer to DCU's VISA Credit Card Agreement for Consumers.
I needed this product to boost my credit. Representative did an awesome job explaining it. Convenient credit card that will help improve my credit score by transferring my previous balances.READ MORE REVIEWS
Accepted a pre-approved offer for DCU Platinum Rewards and instantly saw the credit added to my account. Literally everything done in less than 10 minutes.READ MORE REVIEWS
Good rewards structure, great APR rate and site is easy to navigate to manage your card and other accounts. The free Equifax FICO score every month is a nice bonus to have as well! Two thumbs up for DCU.READ MORE REVIEWS