DCU Routing Number: 211391825
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Features & Benefits
Earn Points When You Shop.
Get one point for each dollar spent, which you can easily track in Digital Banking. Then redeem them for travel, gift cards, and more than 1,500 merchandise items (including top brands).
LEARN MORE
Monthly Fico® Score²
You’ll have free access to your credit score based on Equifax data each month. Plus, you’ll receive two reasons why your score is what it is.
SIGN UP WITH DIGITAL BANKING
Identity Theft Protection With Nortonlifelock
Get ID Navigator and stay informed against identity theft. Plus, get dark web monitoring, stolen wallet assist, and data breach notifications.
Learn More
Extended Warranty With Warranty Manager Service
This feature allows you to extend the warranties of eligible items purchased with your Visa® card.
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Same-Day Delivery From Local Grocery Stores With Shipt.
Visa® credit cardholders get a free membership, which includes free same-day delivery on orders $35+. Offer terms apply.
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Live Music Experiences With Sofar Sounds
Get presale access to tickets to events all over the globe with your Visa card – and be eligible for a free ticket with your purchase.
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Protect Yourself With Travel Accident Insurance.
When you purchase airline tickets with your Visa card, you and your family will be protected in case of emergency.
Learn MoreVisa® Platinum Rewards Credit Card Rates¹
RATES
15.75%
LOWEST APR FOR PURCHASES
15.75%
LOWEST APR FOR BALANCE TRANSFERS
15.75%
LOWEST APR FOR CASH ADVANCES
FEES
NO Annual Fee
NO Balance Transfer Fee
NO Cash Advance Fee
NO Foreign Transaction Fee
Rates are effective as of
APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%.Please refer to DCU’s Visa Credit Card Agreement for Consumers for full applicable terms and conditions.
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Credit Cards: A Beginner’s Guide
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Build Your Credit with Credit Cards
Building your credit and improving your score shouldn’t be complicated. Utilizing a Visa Credit Card from DCU can help you achieve your credit goals.
Read ArticleApply in 3 Easy Steps
TELL US ABOUT YOURSELF.
Fill in the personal and financial information sections of the application.
CHOOSE YOUR CREDIT CARD TYPE.
Determine how much you can afford and research financing options.
REVIEW AND SUBMIT.
Make sure your information is correct and submit. It’s that simple.
How long will it take to pay off my credit card?
Credit Card or Loan Information
Estimated number of payments will be
Explore our other Credit Cards
VISA® PLATINUM
Enjoy a credit card with a rate below the national average.
- Rates as low as 13.00% APR
- Pay down larger purchases faster and over a shorter period of time
- Good for carrying a balance or paying down debt
VISA® PLATINUM Secured
Could help with building or rebuilding your credit.
- Rates as low as 16.00% APR
- Establish or rebuild your credit with responsible use
- Borrow against your available savings balance
²FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. DCU and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. DCU and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.
220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
