Skip to Main Content
DCU Assistant

Hi, anything I can help you with?

Posh Cross Close
Should i pay extra

Is 0% financing or a cash incentive better for me?

This calculator will help determine how much you can save and which loan option is best for you

Is 0% financing from the dealer or a cash incentive with credit union financing better for me?

0% financing might sound like the best option when buying a new vehicle, but you may still be eligible for a dealer cash incentive when you obtain low interest financing through a credit union. This loan calculator will help determine which loan option is best for you.

This calculator is property of CalcXML and licensed for use on It is provided as a self-help tool for your independent use. The results shown are based on information and assumptions provided by you regarding your goals, expectations and financial situation. Applicability or accuracy in regard to your individual circumstances is not guaranteed. All examples are hypothetical for illustrative purposes only and are not intended to purport actual user-defined parameters. Default figures shown are hypothetical and may not be applicable to your individual situation. The calculations provided should not be construed as financial, legal or tax advice. Consult a financial professional prior to relying on the results presented.