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Advantage Savings Account
Get the most out of your savings with a faster way to grow your money.
At a Glance
Helping our members prepare for their financial future starts with saving money for life’s big moments.
Benefits
- High Annual Percentage Yield (APY) - receive a higher APY than the national average for savings accounts*
- No minimum balance to earn - start earning on any balance
- Compounding earnings - dividends are compounded (added to the principal balance) on a monthly basis
Advantage Savings
As High As
Get the most out of your savings with a faster way to grow your money.
Open NowMinimum To Earn
$0.00Minimum To Open
$0.00Monthly Fee
$0.00Membership Required
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Advantage Savings
| Minimum Daily Balance to Earn | Dividend Rate | APY¹ |
|---|---|---|
| No minimum | 2.96% | 3.00% |
¹APY = Annual Percentage Yield. Rates are variable and may change after the account is opened at any time at DCU’s discretion. Dividends compounded and credited monthly. Fees may reduce earnings on the account. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, Business Account Agreement, and Schedule of Fees and Service Charges for additional important information and disclosures.
Plan to Save Money
Choose from our easy to use calculators to help you reach your savings goals.
- How can I save a million dollars?
- How much could I save over time?
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Primary Savings
As High As
On Balances Up to and including $1,000.
Free Checking
With Earn More - As High As
On Balances Up to and Including $1,000 with earn more activated.
Auto Refinance
As Low As
Rate is subject to change after consummation.
Personal Loans
As Low As
Rate is subject to change after consummation.
*The national average annual percentage yield ("APY") for savings accounts is updated monthly, please refer to the Federal Deposit Insurance Corporation.
853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
