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Personal Loans

Personal Loans

Consolidate bills, rebuild credit, or use for extra cash.

Offerings

Pay off existing debt, make a major purchase, DCU offers low rates and flexible terms for your next personal loan.

PERSONAL LOAN

Traditional signature loan.

AS LOW AS
7.50% APR
RATING
4.5 4.5 / 5 stars

CREDIT BUILDER LOAN

Build good credit history while you grow your savings.

AS LOW AS
5.00% APR
RATING
3 3 / 5 stars

Borrow against your DCU Savings Account.

AS LOW AS
3.50% APR
RATING
4.5 4.5 / 5 stars

DCU Credit Guide

Learn about using credit responsibly.

DCU Credit Guide

DCU Education Center

Prepare for your financial future.

DCU Education Center

Plan for Your Personal Loan

Choose from our easy to use calculators to help you manage your personal loan.

What Our Members Are Saying

Just what I needed!

RATINGS 5 5 / 5 stars

Thank you so much for coming through for me! Credit repair is a confusing and frightening place. But with DCU, I get the answers and solutions I need to solve every problem. You have given me the tools to feel empowered.

Therese - Fitchburg, MA

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The only place

RATINGS 5 5 / 5 stars

I would recommend them to anyone trying to get a loan. I tried everywhere they were the only one to accept my application. Thanks, DCU!

Raybenzino77 - New Bedford, MA

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Great service!

RATINGS 5 5 / 5 stars

DCU staff is very helpful. They review applications quickly and respond to your questions effectively. DCU offers great conditions and pleasant service. Thank you all!

Saeed - Lubbock, TX

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Resources

Materials and resources to help you manage your finances and your personal loan.

We make it easy to make your loan payment. Find out more about our convenient payment options.

LEARN MORE

Find out what a credit score is, what goes into calculating it, and how it affects getting you a loan.

LEARN MORE

Your Credit Score

2:14

What is credit score and how it affects you.

We're Here to Help

Email

Get assistance by Email.

Visit

Find a Branch or ATM.

Online Live Help

Chat with a Representative.

Online Live Help Hours

MON-FRI: 8:00 AM to 9:00 PM (EST)
SAT: 9:00 AM to 3:00 PM (EST)