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Personal Loans
Consolidate bills, rebuild credit, or use for extra cash.
Offerings
Pay off existing debt, make a major purchase, DCU offers low rates and flexible terms for your next personal loan.
SIGNATURE PERSONAL LOAN
AS LOW AS
Pay off debt or make a major purchase. Rate is subject to change after consummation.
APPLY NOWNO PAYMENTS FOR
60 DAYSTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
Membership Level Discounts
0.50%Included for Plus and Relationship Members with Electronic Payments
Membership Required
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
SAVINGS SECURED LOAN
NO PAYMENTS FOR
60 DAYSTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
Membership Required
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
FUEL ASSISTANCE LOAN
MAXIMUM LOAN AMOUNT
UP TO $3,000Membership Required
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
CREDIT BUILDER LOAN
NO PAYMENTS FOR
60 DAYSTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
Membership Required
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
ENERGY EFFICIENCY LOAN
NO PAYMENTS FOR
60 DAYSTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
Membership Required
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
ACCESS LOAN
AS LOW AS
Finance specialty equipment and home improvements that assist someone with a disability.
APPLY NOWNO PAYMENTS FOR
60 DAYSTAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS
MEMBERSHIP LEVEL DISCOUNTS
0.50%Included for Plus and Relationship members with electronic payments
Membership Required
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
Eligibility by Company You Work for or Retired From
You currently work for or retired from a company in our list of participating employers.
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
Eligibility by Organization You Belong To
You currently belong to or join an organization whose members we serve.
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Plan for Your Personal Loan
Choose from our easy to use calculators to help you manage your personal loan.
- How much can I afford to borrow?
- How long will it take to pay off my loan?
- What is my loan rate?
- How much will my loan payments be?
Resources
Materials and resources to help you manage your finances and your personal loan.
Gain a deeper understanding of your credit score.
There are a lot of misconceptions about credit scores and how they’re calculated. For starters, there are five basic parts of the FICO score – with your payment history being the most important. Why? Because 35% of your score is based on how you’ve paid your bills in the past. This video will help you learn about which other factors are used to calculate your credit score.
853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
