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DCU Routing Number: 211391825

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Jump-Up Certificates

If certificate rates rise, you can jump your rate, too!

At a Glance

Jump the rate up to one time per term! You're covered when dividend rates go up or down. If rates for the Jump-Up Certificate go up after you open the account, you can jump up to the higher rate for the rest of the term. You decide when.

Benefits

Terms 15 or 27 months - dividends are compounded daily and credited monthly.
Multiple dividend payment options - leave your dividends in your account or transfer them.
Automatic renewal - nothing you need to do when your Certificate renews to keep the same term.
AS HIGH AS
2.02% APY

MINIMUM TO OPEN

$500 on regular certificate

MINIMUM TO EARN

$500 on regular certificate

MONTHLY FEES

$0.00

AVAILABLE TERMS

15 or 27 months

Jump-Up Regular Certificate Rates

Jump the rate up one time per term – you decide when | Minimum balance of $500.00 to open. Minimum daily balance of $500.00 to earn APY¹

Term Dividend Rate APY¹
27 Months 2.00% 2.02%
15 Months 1.50% 1.51%

¹APY = Annual Percentage Yield. Rates are variable and are subject to change weekly. The rate will remain in effect for the term of the certificate once issued, unless you decide to jump up the rate once during the term of the certificate. Dividends compounded daily, credited monthly. A penalty may be imposed for early withdrawal. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.

Jump-Up Jumbo Certificate Rates

Jump the rate up one time per term – you decide when | Minimum balance of $25,000 to open. Minimum daily balance of $25,000 to earn APY¹

Term Dividend Rate APY¹
27 Months 2.00% 2.02%
15 Months 1.50% 1.51%

¹APY = Annual Percentage Yield. Rates are variable and are subject to change weekly. The rate will remain in effect for the term of the certificate once issued, unless you decide to jump up the rate once during the term of the certificate. Dividends compounded daily, credited monthly. Dividends compounded daily, credited monthly. A penalty may be imposed for early withdrawal. Other conditions may apply. Please refer to DCU's Account Agreement for Consumers, and Schedule of Fees and Service Charges for important information and disclosures.

Early Certificate Closing Penalties

Length Penalty
3-11 months 60 days' dividend
12-35 months 90 days' dividend
36-60 months 180 days' dividend

The same penalties apply on amounts prematurely withdrawn from a Certificate. Jump-Up Certificate early withdrawal penalties will be calculated at the rate being earned at the time of withdrawal.

Plan for Your Certificate

Choose from our easy to use calculators to help you manage your certificates and savings goals.

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