DCU Routing Number: 211391825
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Savings Account & Dividend Calculator
Plenty of options to help you save faster and smarter.
Offerings
Federally insured savings accounts with lower fees and great returns on your investments.
Primary Savings
As High As
Kickstart your savings by earning one of the highest rates nationally.
Open NowMinimum To Earn
$0.00Minimum To Open
$5.00Monthly Fee
$0.00Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Advantage Savings
As High As
Get the most out of your savings with a faster way to grow your money.
Open NowMinimum To Earn
$0.00Minimum To Open
$0.00Monthly Fee
$0.00Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
SMART SAVINGS
AS HIGH AS
Your money is federally insured up to $3 million – with a rate that’s higher than the national average.
OPEN NOWMinimum to Earn
$0.00MINIMUM TO OPEN
$0.00Monthly Fee
$0.00Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Money Market Savings
Minimum To Earn
$1,000Minimum To Open
$0.00Monthly Fee
$0.00Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Member Described Savings
Minimum To Earn
$100Minimum To Open
$0.00Monthly Fee
$0.00Membership Required
1. Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).
2. Eligibility by Company You Work for or Retired From
- You currently work for or retired from a company in our list of participating employers.
- You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.
3. Eligibility by Organization You Belong To
- You currently belong to or join an organization whose members we serve.
- You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
4. Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.
Goals-Based Banking
- Set and achieve financial goals – buy a car, pay for college, purchase a home, take a dream vacation, build an emergency fund, and more.
- Tailor your savings to you – with flexible, personalized savings plans for your specific goals.
- Innovative tools and technology – including interactive goal settings, progress bars, transaction tracking, and achievement celebrations.
- Celebrate your savings milestones – designed to highlight your progress as you work towards your financial goals.
Savings Calculator
Now is the best time to save for the future. Let us help you get started.
- How much could I save over time?
- What savings amount should I start with?
- How much will I need to save for a major purchase?
Resources
Options to help you save faster - and smarter.
DCU Education Center
Get started today in preparing for your financial future by visiting DCU’s Education Center.
Financing for College
It’s never too early or too late to start planning for your children’s education after high school.
DCU Direct Deposit
Get paid up to two days early.
Know Your FICO Score
Sign up to get your FICO score each month.
853 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
ABA Routing Number: 211391825
NMLS# 466914
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Federally insured by NCUA
