DCU Routing Number: 211391825
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With a rate below the national average, this credit card is perfect for consolidating debt and paying down larger purchases faster over a shorter period of time. If you need to carry a balance, it’s good for that too.
When you add your DCU credit or debit card to your Mobile Wallet and make a purchase, your personal information is encrypted – so even if retailer is hacked, your cards won’t be compromised.Learn More
You’ll have free access to your credit score based on Equifax data each month. Plus, you’ll receive two reasons why your score is what it is.SIGN UP WITH DIGITAL BANKING
Get ID Navigator and stay informed against identity theft. Plus, get dark web monitoring, stolen wallet assist, and data breach notifications.Learn More
This feature allows you to extend the warranties of eligible items purchased with your Visa® card.Learn More
Visa® credit cardholders get a free membership, which includes free same-day delivery on orders $35+. Offer terms apply.Learn More
Get presale access to tickets to events all over the globe with your Visa card – and be eligible for a free ticket with your purchase.Learn More
When you purchase airline tickets with your Visa card, you and your family will be protected in case of emergency.Learn More
LOWEST APR FOR PURCHASES
LOWEST APR FOR BALANCE TRANSFERS
LOWEST APR FOR CASH ADVANCES
NO Annual Fee
NO Balance Transfer Fee
NO Cash Advance Fee
NO Foreign Transaction Fee
Rates are effective as of
APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%.Please refer to DCU’s Visa Credit Card Agreement for Consumers for full applicable terms and conditions.
If your credit card debt is overwhelming, a balance transfer can be a great way to help lighten the load. Learn how balance transfers work - and how they can impact your credit score.Read Article
Mobile wallets are gaining in popularity as a way to make secure, contactless payments. Follow our simple tips for getting started.Read Article
New to credit cards? We explain the basics of credit cards — how to qualify, build credit, and spend responsibly.Read Article
It pays to evaluate credit card offers carefully before signing up for introductory offers. Avoid the pitfalls of store credit cards with these tips.Read Article
Building your credit and improving your score shouldn’t be complicated. Utilizing a Visa Credit Card from DCU can help you achieve your credit goals.Read Article
When and why should you use credit cards? And how can you use credit cards responsibly? Learn the basic guidelines for smart credit card use.Read Article
Fill in the personal and financial information sections of the application.
Determine how much you can afford and research financing options.
Make sure your information is correct and submit. It’s that simple.
This credit card that has a great rate and even greater rewards.
Could help with building or rebuilding your credit.
²FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. DCU and Fair Isaac are not credit repair organizations as defined under federal or state law, including the Credit Repair Organizations Act. DCU and Fair Isaac do not provide “credit repair” services or advice or assistance regarding “rebuilding” or “improving” your credit record, credit history or credit rating.