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Visa® Platinum Credit Card

Visa® Platinum Credit Card

One of the lowest interest rates in the country.

APPLY NOW

At a Glance

DCU’s Visa Platinum Credit Card offers a rate lower than you’ll find on most other bank or store cards. Annual fees or additional fees for balance transfers? You won’t find either of those here. What you will find is more great benefits such as:

Benefits

Embedded EMV chip - this tiny chip protects your information in a big way.
Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
AS LOW AS
10.50% APR
RATING
5 5 / 5 stars

ANNUAL FEE

$0.00

BALANCE TRANSFER FEE

$0.00

CASH ADVANCE FEE

$0.00

Visa Credit Card Rates

Details DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Secured
Lowest APR¹
for purchases		 10.50% 13.25% 13.50%
Lowest APR¹
for balance transfers		 10.50% 13.25% 13.50%
Lowest APR¹
for case advances		 10.50% 13.25% 13.50%
Annual Fee NONE NONE NONE
Balance Transfer Fee
for each transaction		 NONE NONE NONE
Cash Advance Fee
for each transaction		 NONE NONE NONE

Rates are effective August 20, 2019. 

¹Your APR = Annual Percentage Rate will be based on your personal credit history. Rates are variable, tied to the prime rate and can change monthly.

Please refer to DCU's VISA Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement.

Plan to Use Your Credit Card

Choose from our easy to use calculators to help you manage your credit cards, your debt, or your savings.

What Our Members Are Saying

Really convenient product

RATINGS 5 5 / 5 stars

I needed this product to boost my credit. Representative did an awesome job explaining it. Convenient credit card that will help improve my credit score by transferring my previous balances.

Giovanni - Randolph, MA

READ MORE REVIEWS

DCU serves the best of everything

RATINGS 5 5 / 5 stars

I’ve only been a member of DCU for about 5 months, but the services are excellent. I accepted an offer for platinum card on a Sunday night and walked into the branch the next day to pick my card. The interest rate on the card is so great!

San - Framingham, MA

READ MORE REVIEWS

Great for starters!

RATINGS 5 5 / 5 stars

My first credit card in the United States. Thank you DCU, for everything you do for your members.

Raghu D - Tampa, FL

READ MORE REVIEWS

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We're Here to Help

Email

Get assistance by Email.

Visit

Find a Branch or ATM.

Online Live Help

Chat with a Representative.

Online Live Help Hours

CHAT
MON-FRI: 8:00 AM to 9:00 PM (EST)
SAT: 9:00 AM to 3:00 PM (EST)

*Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google Inc. Samsung, and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

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APR= Annual Percentage Rate.   |   APY= Annual Percentage Yield.

Rates displayed on this page are effective {currentdate} and are subject to change. View a full list of rates and rate determination criteria for all products by clicking here.

Please refer to DCU's Truth-in-Savings Disclosure and Account Agreements, Schedule of Fees and Service Charges, and Electronic Services Disclosure and Agreements for important information and disclosures.