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Visa® Platinum Credit Card

One of the lowest interest rates in the country.

APPLY NOW

At a Glance

DCU’s Visa Platinum Credit Card offers a rate lower than you’ll find on most other bank or store cards. Annual fees or additional fees for balance transfers? You won’t find either of those here. What you will find is more great benefits such as:

Benefits

Embedded EMV chip - this tiny chip protects your information in a big way.
Mobile Wallet Compatible - works with Apple Pay®, Google Pay™, and Samsung® Pay.*
Optional overdraft protection - We’ll transfer the balance of any overdrafts from your DCU checking account to your DCU Visa Platinum account up to your available limit.
AS LOW AS
8.50% APR
RATING
5 5 / 5 stars

ANNUAL FEE

$0.00

BALANCE TRANSFER FEE

$0.00

CASH ADVANCE FEE

$0.00

Visa Credit Card Rates

Details Details DCU Visa Platinum DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Rewards DCU Visa Platinum Secured DCU Visa Platinum Secured
Lowest APR¹ for purchases 8.50% 11.25% 11.50%
Lowest APR¹ for balance transfers 8.50% 11.25% 11.50%
Lowest APR¹ for cash advances 8.50% 11.25% 11.50%
Annual Fee NONE NONE NONE
Balance Transfer Fee for each transaction NONE NONE NONE
Cash Advance Fee for each transaction NONE NONE NONE
Foreign Currency Transaction Fee for each transaction NONE NONE NONE
Details Details DCU Visa Platinum DCU Visa Platinum DCU Visa Platinum Rewards DCU Visa Platinum Rewards DCU Visa Platinum Secured DCU Visa Platinum Secured
Lowest APR¹ for purchases 8.50% 11.25% 11.50%
Lowest APR¹ for balance transfers 8.50% 11.25% 11.50%
Lowest APR¹ for cash advances 8.50% 11.25% 11.50%
Annual Fee NONE NONE NONE
Balance Transfer Fee for each transaction NONE NONE NONE
Cash Advance Fee for each transaction NONE NONE NONE
Foreign Currency Transaction Fee for each transaction NONE NONE NONE

Rates are effective {currentdate}.

¹APR = Annual Percentage Rates are determined by your creditworthiness at time of opening. Rates are variable and will vary with the market based on the Prime Rate and can change monthly. Maximum rate is 18%.

Please refer to DCU's VISA Credit Card Agreement and Federal Truth-in-Lending Disclosure Statement.  

Plan to Use Your Credit Card

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What Our Members Are Saying

Really convenient product

RATINGS 5 5 / 5 stars

I needed this product to boost my credit. Representative did an awesome job explaining it. Convenient credit card that will help improve my credit score by transferring my previous balances.

Giovanni - Randolph, MA

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DCU serves the best of everything

RATINGS 5 5 / 5 stars

I’ve only been a member of DCU for about 5 months, but the services are excellent. I accepted an offer for platinum card on a Sunday night and walked into the branch the next day to pick my card. The interest rate on the card is so great!

San - Framingham, MA

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Great for starters!

RATINGS 5 5 / 5 stars

My first credit card in the United States. Thank you DCU, for everything you do for your members.

Raghu D - Tampa, FL

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*Apple and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Google and Google Pay are trademarks of Google Inc. Samsung, and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.

220 Donald Lynch Boulevard
PO Box 9130
Marlborough, MA 01752-9130
800.328.8797

ABA Routing Number: 211391825
NMLS# 466914

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