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Personal and Business Banking

DCU Savings Account Options

Compare Savings

Plenty of options to help you save
faster - and smarter.

Account Overview Primary Savings Money Market Ltd Savings Holiday Club Member Described
Kickstart your savings by earning one of the highest rates nationally. The more you save, the more you earn! Highest variable rates Goal oriented savings Name it
for any purpose
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on first $1,0002


on remaining balance


More rates

1.41% 0.25% 0.25%
by DCU Members
4.1 of 5 stars

4.1 out of 5 stars

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3.7 of 5 stars

3.7 out of 5 stars

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3.5 of 5 stars

3.5 out of 5 stars

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4.8 of 5 stars

4.8 out of 5 stars

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4.8 of 5 stars

4.8 out of 5 stars

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Minimum to Open $5 $0 $0 $5 $0
Minimum to Earn Interest $5 $1,000 $25,000 $0 $100
Monthly Fee - - - - -
Other Information
  • Included with DCU Membership
  • Can be used for overdraft protection on DCU checking
  • Maximum one Primary Savings per person
  No charge for first withdrawal3 per month, $25 for each additional withdrawal made that month Minimum $20 monthly automatic deposit  

Rates are effective .

1 - APY = Annual Percentage Yield.

2 - 5.12% APY will be paid on the balance in your account up to the first $1,000.00. A dividend rate of 0.25% will be paid on the remaining balance in your account that exceeds $1,000.00, which will create a blended rate made up of the 5.12% APY and 0.25% APY. For example, a balance of $1,500.00 would earn a blended rate of 3.50% APY. “Blended APY” shown assumes the amount entered is held in the account for one year. Requires a $5.00 minimum balance to open the account and earn the APY.

3 - A withdrawal is defined as any money removed from an account whether it is cash or a transfer of funds.

Please refer to DCU's Truth-in-Savings Disclosure and Account Agreements, Schedule of Fees and Service Charges, and Electronic Services Disclosure and Agreements for important information and disclosures.