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Personal and Business Banking

DCU Savings Account Options

Compare Savings

Plenty of options to help you save
faster - and smarter.

Account Overview Primary Savings Money Market Ltd Savings Holiday Club Member Described
Kickstart your savings by earning one of the highest rates nationally. The more you save, the more you earn! Highest variable rates Goal oriented savings Name it
for any purpose
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on first $1,0002


on remaining balance


More rates

1.92% 0.25% 0.25%
by DCU Members
4.1 of 5 stars

4.1 out of 5 stars

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3.7 of 5 stars

3.7 out of 5 stars

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3.5 of 5 stars

3.5 out of 5 stars

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4.8 of 5 stars

4.8 out of 5 stars

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4.8 of 5 stars

4.8 out of 5 stars

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Minimum to Open $5 $0 $0 $5 $0
Minimum to Earn Interest $5 $1,000 $25,000 $0 $100
Monthly Fee - - - - -
Other Information
  • Included with DCU Membership
  • Can be used for overdraft protection on DCU checking
  • Maximum one Primary Savings per person

No charge for first withdrawal per month. $25 for each additional withdrawal made that month.

A withdrawal is defined as any money removed from the account whether it is cash or a transfer of funds.

Minimum $20 monthly automatic deposit  

Rates are effective .

1 - APY = Annual Percentage Yield.

2 - A dividend rate of 6.00% will be paid on your daily balance up to $1,000.00. The Annual Percentage Yield (APY) for this tier will be 6.17%. A dividend rate of .25% will be paid on any daily balance over $1,000.00. The APY will then range from 6.17% to .25% depending on the total account balance. Requires a $5.00 minimum balance to open the account and earn the APY.

One Primary Savings account per person. Additional memberships receive one Savings Account. Rates may change after the account is opened and are subject to change weekly. Funds earn dividends from the first business day of deposit and are compounded daily and posted monthly. Accrued dividends are forfeited if account is closed prior to monthly dividend posting. Fees or other conditions may reduce earnings on these accounts. Please refer to DCU's Truth-in-Savings Disclosure and Account Agreements, Schedule of Fees and Service Charges, and Electronic Services Disclosure and Agreements for important information and disclosures.