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Personal and Business Banking

Savings and Money Market Accounts

Great rates, fewer, and lower fees

Compare Primary Savings Money Market Ltd Savings Holiday Club Member Described
Basic statement savings with worldwide ATM access High tiered dividends– the more you save, the higher your rate Highest variable rates Goal-oriented savings Name it for any purpose
Today's Best Annual Percentage Yield (APY) 5.12%
on first $1,000**
on remaining balance

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Ratings and Reviews 4.1 of 5 stars

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3.7 of 5 stars

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3.5 of 5 stars

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4.8 of 5 stars

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Minimum balance to open $5 $0 $0 $5 $0
Minimum balance to earn dividends $5 $1,000 $25,000 $0 $100
Online and mobile account access ✔  ✔  ✔ 
How dividends are paid On daily balance, compounded and credited monthly Compounded daily, credited monthly Compounded daily, credited monthly Compounded daily, credited monthly Compounded daily,
credited monthly
Other Information
  • Included with DCU Membership
  • Can be used for overdraft protection on DCU checking
  • Maximum 1 Primary Savings per person
  No charge for first withdrawal*** per month, $25 for each additional withdrawal made that month Minimum $20 monthly automatic deposit  
Monthly Fees None None None None None
Federally Insured ✔  ✔  ✔ 
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Annual Percentage Yield (APY) effective .

**5.12% APY will be paid on the balance in your account up to the first $1,000.00. A dividend rate of 0.25% will be paid on the remaining balance in your account that exceeds $1,000.00, which will create a blended rate made up of the 5.12% APY and 0.25% APY. For example, a balance of $1,500.00 would earn a blended rate of 3.50% APY. “Blended APY” shown assumes the amount entered is held in the account for one year. Requires a $5.00 minimum balance to open the account and earn the APY.

***A withdrawal is defined as any money removed from an account whether it is cash or a transfer of funds.