Earn the highest rates when you qualify for Relationship benefits on DCU Checking
|Compare||Regular Certificates||Jumbo Certificates||Jump-Up Certificates||QuickStart Certificates|
|Earn a better return than regular savings with a low minimum||Earn a better rate for balances $25,000 and above
Compare with higher minimum jumbos elsewhere
|Jump your rate once per term when rates go up you decide when||Lower minimum balance for members under age 23|
|Today's best Annual Percentage Yield||1.75%*
|Ratings and Reviews|
|Minimum balance to open||$500||$25,000||$500||$100|
|Available terms||3 to 60 months in one-month increments||3 to 60 months in one-month increments||15 months and 27 months||3 to 60 months in one-month increments|
|How dividends are paid||Compounded daily, credited monthly||Compounded daily, credited monthly||Compounded daily, credited monthly||Compounded daily, credited monthly|
|Withdraw dividends without penalty||✔||✔||✔||✔|
|Other features||Add to balance during terms of 12 months or less|
|Online and mobile account access||✔||✔||✔||✔|
|Learn More||Learn More||Learn More||Learn More|
Annual Percentage Yield (APY) effective .
* Best dividend rates are for members who qualify for Relationship benefits on their DCU Checking Account. Without Relationship benefits, you'll earn .25% less than advertised dividend rates. Rates determined by term of Certificate.