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Personal and Business Banking


Certificate Accounts

Earn a better return with a low minimum balance

Compare Regular Certificates Jumbo Certificates Jump-Up Certificates QuickStart Certificates
Earn a better return with a low minimum balance Earn a better rate for balances $25,000 and above
Compare with higher minimum jumbos elsewhere
Jump your rate once per term when rates go up – you decide when Lower minimum balance for members under age 23
Today's best Annual Percentage Yield 2.28%
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2.38%
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2.02%
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2.28%
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Minimum balance to open $500 $25,000 $500 $100
Available terms 3 to 60 months in one-month increments 3 to 60 months in one-month increments 15 months and 27 months 3 to 60 months in one-month increments
How dividends are paid Compounded daily, credited monthly Compounded daily, credited monthly Compounded daily, credited monthly Compounded daily, credited monthly
Withdraw dividends without penalty
Monthly fees None None None None
Other features Add to balance during terms of 12 months or less      
Online and mobile account access
Federally Insured
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Annual Percentage Yield (APY) effective .