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What Can DCU Save You?

DCU Visa® Gift Card

The perfect gift for any occasion



  • Features
  • Details
  • Reviews
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DCU Visa Gift Card Design 1
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DCU Visa Gift Card Design 2

DCU Visa Gift Card Features

  • Great choice when you don't know what gift to buy
  • Denominations available from $25 to $250
  • Only $3.95 per card
  • Purchase at every DCU Branch

DCU Visa Gift Card Details

  • Great choice when you don't know what gift to buy – They can use it everywhere Visa debit cards are accepted. It is convenient shopping for you, and your recipient gets to buy exactly what they want.
  • Denominations available from $25 to $250
  • Only $3.95 per card – Two card styles available.
  • Purchase at every DCU branch – Just ask your teller.

Using the DCU Visa Gift Card

  • Gift Card Services Online – Register your card, get up-to-date account balances, and make inquiries online. You can also call Gift Card Customer Service 24 hours a day, 7 days a week at 866.224.9267.
  • Use as you would use a Visa debit card, but keep track of the card balance – Transactions that exceed the card balance will be declined. To avoid declined transactions, the merchant must be informed of the available balance on the card.
  • For security, the card expires, but the funds do not – The card itself will expire in 3 years. Bring the expired card to any DCU Branch to receive a replacement if there are still funds available on the card.
  • DCU Visa Gift Cards are not reloadable – Please discard after the funds have been used.
  • Make a copy of the card number for your protection – Keep a copy of the original 16-digit card number in a safe place. If you lose your card, this number must be brought into a DCU Branch to receive a replacement.
  • Cards are for use in the United States only
  • Gift Card Terms and Conditions

DCU Visa Gift Card is rated 1.1 out of 5 by 9.
Rated 2 out of 5 by from Buy a gift card somwhere else. When I bought gift cards at my old bank or even at a drug store, I was able to register the card in my name and home address, either on line or by telephone, as a security measure. It is impossible to do this with a DCU card. Even the branch manager got frustrated trying to do it for me (she thought I must be doing it wrong). I buy gift cards for myself to do online shopping, but PAYPAL won't accept the DCU card because it isn't registered to the card buyer, only to DCU. Also, at all other financial institutions, gift cards are free of charge when bought by a member. DCU feels the need to charge $4 each. I'm going to buy my cards at CVS from now on.
Date published: 2016-04-17
Rated 1 out of 5 by from Most difficult gift card ever to get card balance By far, the most difficult gift card to get balance info for that I have ever had. All other gift cards I've had allowed you to get card balance online. Either this info is extremely difficult to find or its not there on DCU's website. DCU's gift card needs you to make an inconvenient and time consuming phone call just to find out balance left on card. Have advised my brother that for my birthday to please just buy me a coffee instead of a gift card from DCU. I'll be in a far less frustrated state of mind.
Date published: 2016-01-02
Rated 1 out of 5 by from Great card for the back not so much for the end user Little to no info on line. Call telephone number and needed to spend 2-3 minutes with menu selection before I was connected to a person. Waited another 4-6 minutes only to find out they had little to no valve for the call. The gift card was worth $250 but it cost me $750 in stress-I will never accept another gift card again.
Date published: 2015-09-11
Rated 1 out of 5 by from Not able to get a balance on the gift card. I hope I never receive another DCU gift card. I can't use it without knowing the balance and I can't get the balance off the website. What good is it?
Date published: 2015-06-23
Rated 1 out of 5 by from No online card balance checking They have a web link that is supposed to show your purchases and balance. That link does not work. I have been trying to get them to fix it, but it is still broken. I cannot recommend this product until the web site is fixed. www.dcu.org/loans/visa-gift-card.html The link on this page gets you to a page that says the page has been "decommissioned".
Date published: 2014-09-28
Rated 1 out of 5 by from I agree with all the folks about a fee for Visa gift cards I could understand it for people who are non members and just walk in. I am totally disappointed with the DCU on this one.
Date published: 2013-12-20
Rated 1 out of 5 by from Visa Gift Card Fee I thought I was going to stop by the bank to finish my Christmas shopping but after seeing the cost of the Visa Gift Card I'll be going elsewhere. $3.95 is shocking and it's not to often if ever I've been this disappointed with DCU. Michele
Date published: 2013-12-03
Rated 1 out of 5 by from They used to be free! I concur that this is unbelievable given the other great and reasonable services provided. Last year my wife and I distributed $500 in DCU cash cards to a local charity to distribute to local families in need. This year it will be AAA American Express cards I guess. Very disappointing. Mark in Franklin
Date published: 2011-12-17
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How can I find out what is left on a gift card

Asked by: Papa
I figured it out! Search gift cards. Click on number 1. Then click on the green tab that says Details. Then click on gift card services online and it should take you to a page that you can find your balance. Hope it works for you.
Answered by: hazeleyz
Date published: 2016-04-30

Do you have VISA gift cards and what are the fees?

Asked by: DCU Member
We do have VISA gift cards. They are available at any of our branches for a small fee of $3.95 per card. The funds on these cards don't expire, so feel free to stock up for upcoming holidays and special occasions!
Answered by: DCU
Date published: 2013-10-23

I bought books paid by VISA card in August 2012 haven't received yet Feb 2013, does Visa have any recourse help in such cases?

wrote him the second time Jan 2013 said would be mailed "next week", that was some weeks ago. To us this is FRAUD, and Theft. We have email and hard copies of the transactions.
Asked by: Gar
DCU has recourse in obtaining a refund through VISA from the merchant only within 60 days of the transaction posting to your account. If more than 60 days have passed since the transaction posted, to obtain a refund, you would need to work with the merchant directly or take legal action.
Answered by: DCU Staff
Date published: 2013-10-23

Can I purchase the DCU visa gift card with a credit card?

Asked by: Andy
A DCU Visa Gift Card may only be purchased using funds available and on deposit in your DCU account.
Answered by: DCU Staff
Date published: 2016-06-04
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