What Can DCU Save You?

Sungage Solar Loan Program


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Sungage piggy bank Sungage

DCU has partnered with Sungage Financial so you can take advantage of Sungage's industry-leading expertise in streamlining the entire residential solar ownership process. DCU members also get access to Sungage's network of fully licensed and approved solar installers who share our strong commitment to amazing customer service and high-quality products.

Sungage Solar Loan Benefits:

  • Reduce your utility bills by switching to your own solar power
  • Solar arrays are eligible for a 30% Federal Tax Credit – saving you even more money*
  • Budget-friendly features including multiple loan terms and a no-money down option

*Please consult your tax advisor regarding interest deductibility.
Please refer to Details tab for additional information.

Sungage Solar Loan Details

  • The right home solar system for YOU – DCU, in partnership with Sungage, offers financing for a variety of solar systems to fit your specific needs.
  • Tax Credit – You may qualify for a tax credit of approximately 30%*, and this portion of your solar system cost can be financed at 0% APR.
  • Peace of Mind – A Sungage Financial Approved Partner Installer** will design a system that is right for your home*** and energy needs.
  • Convenience – DCU will make all payments directly to the installer on your behalf.
  • No Home Equity Required – You do not need to have any equity in your home to qualify for our financing. This is a secured loan; however, we use the solar equipment, not your home, as the collateral for our financing

* Consult your tax professional about your individual tax situation

** Must be a Sungage Financial Approved Partner Installer (Approved Installer Partners are located in MA, NH, CA, CO, CT, DE, DC, FL, MD, NJ, NY, OR, VT, and TX)

*** Solar equipment must be installed at your personally-owned primary residence


Solar Loans is rated 4.5 out of 5 by 22.
Rated 5 out of 5 by from Great customer experience Just started the process of financing for a Solar system. Everyone has been nice knowledgeable and uicj to resons
Date published: 2017-05-13
Rated 5 out of 5 by from Financing of Solar Panels & Install The Solar representative was polite and factual. He presented the requirements and what the total would be before we started the financing. DCU is a trusted Credit Union. Their service was fast and not intrusive. Everything was done digitally (on line) and was completed within 48 hours.
Date published: 2017-04-17
Rated 5 out of 5 by from This product meets a need Solar energy installation is a bit pricy for the average homeowner. DCU's solar loan has options that make going solar attainable.
Date published: 2017-04-02
Rated 5 out of 5 by from The process was simple and efficient. Thanks for a process which enabled us to make time to facilitate origination.
Date published: 2017-04-02
Rated 5 out of 5 by from Straight forward, no issues No bad experience so far. Interesting concept working completely electronically.
Date published: 2017-04-01
Rated 5 out of 5 by from Just one word needed... Amazing (unfortunately I need to fill up more words - so here it is).
Date published: 2017-03-31
Rated 5 out of 5 by from This product meets the requirements of the solar loans The solar loan specialists know what they are talking about, The products are well designed to fit the needs of the solar users.
Date published: 2017-03-31
Rated 5 out of 5 by from Very efficient and consumer friendly. An excellent way to access the benefits of owning a solar panel system for your own home.
Date published: 2017-03-31
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Can a solar loan be paid online

I wish to make payments online with the paymrny automatically taken from my checking account
Asked by: Anonymous
Yes, you can pay the loan online, at least if you have a DCU checking account. It's probably payable from other institution's accounts too, but ask a DCU representative for details on that. I set mine up to take automatic monthly payments from my DCU checking account, which was super easy :)
Answered by: Anonymous
Date published: 2017-06-03
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Learning More About The Sungage Solar Loan Is Easy

Sungage Financial has created a web portal especially for DCU members to learn more about the benefits of going solar and the Sungage Solar Loan.

Please click on the "Get Started" button above to learn more.

Sungage DCU partnership