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Personal and Business Banking

Mortgage Center

Mortgage Center


The tools and information you need
to begin your homebuying process

Mortgage Calculator

Amount Borrowed:

$ 
Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000^
30-Year Fixed
1 unit owner occupied, purchases only,
97% of home value
0 points 5.250% 5.35% $5.52
30-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.875% 4.97% $5.29
20-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.750% 4.87% $6.46
15-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.375% 4.52% $7.59
10-Year Fixed
Owner occupied, up to 95% of home value
0 points 4.125% 4.33% $10.18

^Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $453,100 (also known as "conforming mortgages").

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Term / Property Months Points Interest Rate APR** Initial/Annual/
Life Rate Change
Caps
Margin/Index Estimated
Monthly Payment
per $1,000^
5/1 ARM First 60
Next 300
0 3.750%
5.375%
4.85%
4.85%
2% / 2% / 5% 2.75% / 2.66% $4.63
$5.46
5/5 ARM First 60
Next 300
0 4.000%
5.750%
5.18%
5.18%
2% / 2% / 5% 2.75% / 3.03% $4.77
$5.69
7/1 ARM First 84
Next 276
0 3.875%
5.375%
4.73%
4.73%
5% / 2% / 5% 2.75% / 2.66% $4.70
$5.42
10/1 ARM First 120
Next 240
0 4.000%
5.375%
4.59%
4.59%
5% / 2% / 5% 2.75% / 2.66% $4.77
$5.36

^Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher. The stated amount per $1,000 is based on the fixed rate period and the payment will likely increase after that period of time.

*Rates are effective  and are subject to change at any time, and may increase. Rates locked in today for 60 days have an expiration date of . Rates apply to loans up to $453,100 (also known as "conforming mortgages").

**APR – Annual Percentage Rate. Please note that APR may increase after consummation.

All rates are based upon a 30-year term, owner occupied, and up to 60% of home value.

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Rate Change Caps – This is the maximum amount interest rates on Adjustable Rate Loans can change up or down. The first number is the amount they can change up or down on the first adjustment date. The second number is the amount they can change each subsequent year on the anniversary date. The third number is the maximum total change, up or down, over the life of the loan. Since the index in the future is unknown, the first adjustment payments displayed are based on the current index plus the margin (fully indexed rate) as of the effective date above.

Term / Property Points Interest Rate Annual Percentage Rate Estimated
Monthly Payment
per $1,000^
Jumbo 30-Year Fixed
Owner occupied, up to 90% of home value
0 points 4.875% 4.93% $5.29
Jumbo 15-Year Fixed
Owner occupied, up to 90% of home value
0 points 4.375% 4.47% $7.59
Jumbo 10-Year Fixed
Owner occupied, up to 90% of home value
0 points 4.125% 4.25% $10.18

^Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher.

*Rates are effective  and are subject to change at any time. Rates locked in today for 60 days have an expiration date of . Rates apply to loans larger than $453,100 (also known as "jumbo mortgages"). Further restrictions apply for loan amounts over $453,100 such as credit score, Loan to Value, etc.

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Term / Property Months Points Interest Rate APR** Initial/Annual/
Life Rate Change
Caps
Margin/Index ^Estimated
Monthly Payment
per $1,000^
Jumbo 5/1 ARM First 60
Next 300
0 3.750%
5.500%
4.90%
4.90%
2% / 2% / 5% 2.875% / 2.66% $4.63
$5.53
Jumbo 5/5 ARM First 60
Next 300
0 4.000%
5.875%
5.22%
5.22%
2% / 2% / 5% 2.875% / 3.03% $4.77
$5.76
Jumbo 7/1 ARM First 84
Next 276
0 3.875%
5.500%
4.76%
4.76%
5% / 2% / 5% 2.875% / 2.66% $4.70
$5.49
Jumbo 10/1 ARM First 120
Next 240
0 4.000%
5.500%
4.61%
4.61%
5% / 2% / 5% 2.875% / 2.66% $4.77
$5.42

^Estimated Monthly Payment per $1000 – Loan principal and interest. If an escrow account for taxes and insurance is required, total monthly payment will be higher. The stated amount per $1,000 is based on the fixed rate period and the payment will likely increase after that period of time.

*Rates are effective  and are subject to change at any time, and may increase. Rates locked in today for 60 days have an expiration date of . Rates apply to loans larger than $453,100 (also known as "jumbo mortgages"). Further restrictions apply for loan amounts over $453,100 such as credit score, Loan to Value, etc.

**APR – Annual Percentage Rate. Please note that APR may increase after consummation.

All rates are based upon a 30-year term, owner occupied, and up to 60% of home value.

Rates and Fees disclosed are for loans that meet Secondary Mortgage Market underwriting standards; additional rate and fees may apply for loans outside of those guidelines.

Rate Change Caps – This is the maximum amount interest rates on Adjustable Rate Loans can change up or down. The first number is the amount they can change up or down on the first adjustment date. The second number is the amount they can change each subsequent year on the anniversary date. The third number is the maximum total change, up or down, over the life of the loan. Since the index in the future is unknown, the first adjustment payments displayed are based on the current index plus the margin (fully indexed rate) as of the effective date above.

Estimated Rate and Payments:**

Loan Type Rate Monthly
Payment
APR*
30-year fixed
15-year fixed
10-year fixed
5/1 ARM
  • *Annual Percentage Rate
  • **Monthly payments shown include principal and interest, but do not include real estate taxes, homeowners insurance, or PMI (Private Mortgage Insurance) premiums for loans with loan to values over 80%. Payments are based on the current "zero points" rate option and maximum loan term for the products shown. Other options are available. The results shown are intended for illustrative purposes only and accuracy is not guaranteed.

Today's best rates

for loans $453,100 or less
Loan Type Rate APR*
30-year fixed
20-year fixed
15-year fixed
10-year fixed
5/1 ARM
5/5 ARM
More Rates ›

for loans over $453,100
Loan Type Rate APR*
30-year fixed
15-year fixed
10-year fixed
5/1 ARM
5/5 ARM
More Rates ›
Rates for fixed and ARM loans are subject to change. APR = Annual Percentage Rate. All rates shown based on zero points. Other options are available.

Track rate changes ›