At DCU, we care about your financial wellness. That’s why we’ve partnered with the industry-leading non-profit organization BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your financial matters. BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget, managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.
BALANCE Certified Counselors. Have money management or credit questions? BALANCE’s Certified Counselors are standing by with answers.
Debt and Budget Counseling Program. Speak with a Certified Credit Counselor and create an action plan to reach your financial goals or get back on track.
Credit Report Review Program. A BALANCE Certified Credit Counselor will guide you through your credit report, recommended ways to improve your credit report and show you how to correct inaccuracies.
Homeownership Coaching Program. BALANCE Certified Counselors provide comprehensive pre-purchase housing education. Topics include review of your current financial situation, review of credit history, mortgage options and much more. BALANCE will help you take the next step toward homeownership.
Debt Management Plan. If you’re overwhelmed with debt a counselor can help you explore your options for repayment and work directly with your creditors on your behalf.
Foreclosure Prevention Counseling. If you’re struggling with mortgage payments or fear you may be unable to pay in the future, BALANCE is a HUD-certified counseling agency and can help you understand all your options. A counselor at BALANCE can provide early delinquency intervention counseling and can explore your options or even help you put a plan into action.
Do you have questions about your current financial situation or future goals?
Call BALANCE toll-free at 888.456.2227 to speak with a Certified Counselor about topics, such as:
Mastering your money just got easier with the library of educational resources on the BALANCE website. You’ll find short articles on a wide range of personal finance topics. You’ll also find more in-depth programs and podcasts on topics ranging from money management to identity theft, to planning for the future. Want to know how long it will take to pay off your credit card, or how much you need to save per paycheck to get a down payment for a house? Use the financial calculators to get answers.
This article is for informational purposes only. It is not intended to serve as legal, financial, investment or tax advice or indicate that a specific DCU product or service is right for you. For specific advice about your unique circumstances, you may wish to consult a financial professional.