What Can DCU Save You?

DCU Visa® Check Card

Your free debit card for shopping and your ATM card for cash




  • Features
  • Details
  • Reviews
  • Apply Now
  • Resources
Visa Check Card Image

Learn more about Visa Checkout

Check Card Features

  • Free with your DCU Checking Account
  • Use it to shop at millions of retailers
  • Use to pay bills where Visa® is accepted
  • Purchase information shows on your statement
  • Use it at the ATM for cash, deposits, or transfers
  • Buy online easily and safely with Visa Checkout

"Simply The Best"

Open quote I have been a member of DCU for over 20 years and they have never let me down. I also get my paycheck deposited a day earlier than anyone else I know! Great credit union! It is simply the best! Close quote

— KMM24, Windham, NH

DCU Visa Check Card Benefits

The DCU Visa Check Card is your debit card for shopping and your ATM card for cash.

  • Free with your DCU Checking Account – Open a DCU Checking Account to have a DCU Check Card (age 15 or older).
  • Use it to shop at millions of retailers – Use it anywhere Visa is accepted!
  • Use to pay bills where Visa® is accepted – Billers that accept credit cards for payment will also accept your DCU Check Card.
  • Purchase information shows on your statement and Online Banking – The name of the vendor you paid with your DCU Check Card shows with each transaction.
  • Use it at the ATM for cash, deposits, or transfers – At non-DCU ATMs, use it to make withdrawals, deposits, transfers, and inquiries on your DCU Checking Account and Savings Account.*
  • Buy online easily and safely with Visa CheckoutLearn more

More on Purchases with your DCU Check Card

Use your DCU Check Card to buy anything at millions of locations worldwide wherever Visa is accepted.

The DCU Check Card is accepted at ATMs and POS terminals displaying any of these logos:

  • Cirrus®
  • CO-OPSM
  • Visa®
  • SUMSM
  • NYCE®

Many NYCE and CO-OP ATMs accept deposits. See DCU ATM Locations to find the network ATM closest to you.

If you are traveling internationally with your DCU Check Card – To protect your account and minimize fraudulent activity, we sometimes place blocks on particular merchants or locations where we learn fraud is prevalent. We always work closely with Visa to monitor current fraud patterns and add or remove blocks as these patterns change. These blocks affect international travelers the most. If you are traveling abroad and plan on using your DCU Visa or Check Card, it is always a good idea to contact DCU to learn if a block is in effect for the country you are visiting. Please call 508.263.6700 or 800.328.8797, Email us, or speak with a Member Service Representative regarding your upcoming international travel plans.

 

*Balance inquiries and withdrawals are $1.50 each at non-DCU ATMs (where accepted), and free with Plus or Relationship benefits on your DCU Checking Account. Deposits are always FREE at qualified Deposit-Taking Network ATMs, check at the DCU ATM Locations link above. Some institutions may surcharge you if you use their ATMs. Avoid these surcharges by not using these machines. ATMs must be identified with signs or screens disclosing surcharges. All SUM ATMs in Massachusetts and most CO-OP ATMs nationwide have no surcharges.

Check Card Fees Overview

Item Fee
Non-DCU ATM Transaction*
(Without Plus or Relationship Benefits
on a DCU Checking Account)
$1.50
Non-DCU ATM Transaction*
(With Plus or Relationship Benefits
on a DCU Checking Account)
FREE**
Foreign Currency Conversion Fee
(based on transaction amount)
Conversion Fee
Conveyance in US Funds
(no conversion necessary)
 
 
2%
0.80%
 
Replacement Card
Additional courier charge applies for rush orders
$10.00

* Some institutions may surcharge you for using their ATMs

** Up to $5 per month in non-DCU ATM surcharge reimbursements

For a complete listing of all of DCU’s fees and service charges, please see the Schedule of Fees and Service Charges (html) (or as a printable pdf).

"It does exactly what it needs to!"

Open quote The DCU Visa Check Card is convenient and easy to use, just like any credit card would be. It's super! Close quote

— Mel, Nashua, NH

Easy Ways To Apply Today

  1. Apply Online – If you don't have a DCU Checking Account yet, apply for the Visa check card when you apply for a Checking and Savings Account
  2. Apply By Mail – Fill out a paper application for a Checking or Savings Account.
  3. Apply in Person – Visit a DCU branch close to you.

"Any ATM"

Open quote You can use any ATM with the DCU check card and DCU will reimburse you $5 a month. Need I say more? Close quote

— TDIzzy , Beverly, MA

Related Links



Digital Federal Credit Union

220 Donald Lynch Boulevard

PO Box 9130

Marlborough, MA 01752-9130

508.263.6700  |  800.328.8797

ABA Routing Number: 211391825

    

Federally Insured by NCUA

Equal Housing Opportunity

© 2015 Digital Federal Credit Union