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DCU Routing Number: 211391825

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Auto Loans

Whether your dream car is new or just new-to-you, DCU's auto loans make it easy to hit the road by offering low rates and flexible terms. 

FEATURED AUTO LOAN CONTENT

Man driving with a smile on his face.
SHOULD I APPLY FOR A LOAN BEFORE CAR SHOPPING?

See how securing an auto loan before shopping could help you get the most for your money.

Car Dealership Parking Lot
DEALER REBATES AND INCENTIVES EXPLAINED.

Become familiar with the types of offers, and the terms and conditions that can make or break your purchase before you head to the dealership.

AUTO LOANS

As Low As
3.99% APR¹
Apply Now
Membership Level Discounts
0.50%
Included for Plus and Relationship Members with Electronic Payments.
Energy Efficiency Discount
0.25%
Additional Discount For Energy Efficient Vehicles
NO PAYMENTS FOR
60 DAYS
TAKE ADVANTAGE OF NO PAYMENTS FOR 60 DAYS

Membership Required

1.     Eligibility by Family Relationship to a Current DCU Member

Relatives of DCU members are eligible to join if they are spouses, domestic partners, children grandchildren, parents, grandparents or siblings (including adoptive in-law, and step relationships).

2.     Eligibility by Company You Work for or Retired From

  • You currently work for or retired from a company in our list of participitating employers.
  • You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our field of membership.

3.     Eligibility by Organization You Belong To

  • You currently belong to or join an organization whose members we serve.
  • You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.

4.     Eligibility by Community

You are automatically eligible to join DCU if you live, work, worship, or attend school in one of the communities in our list. Any business or other legal entity located in one of these areas is also automatically eligible to join.

How much will my loan payment be?

 

ESTIMATED PAYMENT SCHEDULE

Estimated payment will be

This calculator is property of CalcXML and licensed for use on dcu.org. It is provided as a self-help tool for your independent use. The results shown are based on information and assumptions provided by you regarding your goals, expectations and financial situation. Applicability or accuracy in regards to your individual circumstances is not guaranteed. All examples are hypothetical for illustrative purposes only and are not intended to purport actual user-defined parameters. Default figures shown are hypothetical and may not be applicable to your individual situation. The calculations provided should not be construed as financial, legal or tax advice. Consult a financial professional prior to relying on the results presented. 

What Our Members Are Saying

Best rates and service

RATINGS 5 5 / 5 stars

Needed a new car and searched through my entire area for rates. Ended up going with DCU because rates were best anywhere, I could find. Gave them a call and rates were even better than listed. Service after applying was top notch.

Weekendjedi - Cincinnati, Ohio

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Perfect Combo

RATINGS 5 5 / 5 stars

Professional service, faster and easier Process, good rate... can't ask for more! Thanks DCU!

Suresh - Charlotte, North Carolina

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Best rate ever!!!

RATINGS 5 5 / 5 stars

I have been a DCU member with multiple accounts and auto loans for over 6 years now and they are hands down the best out there. No nonsense and no hidden. I strongly recommend DCU for all your banking.

RR - Salt Lake City, Utah

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