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How Does it Work?
It's easy! An existing DCU Member can invite a friend or family member to join by using the Share DCU tool in Online Banking Account Manager.
Once you complete the online referral, we'll send an email with a referral code to your friend inviting them to join DCU. This code is valid for 90 days and can be input on their new membership application. Once your friend opens their new membership and qualifying product (see below for more info), you'll get $10, and they'll get $20! That's it!
About Qualifying Accounts:
Once their membership is opened, new members will need to open at least one of the following accounts in order for you both to qualify for the referral bonus:
Some Frequently Asked Questions:
Once the new membership and qualifying account is opened, the bonuses will be deposited into both members' DCU Primary Savings Accounts. Exactly when bonuses are credited will vary depending on the qualifying account:
Possible reasons may include:
You can refer a friend at any time through Online Banking by selecting Account Manager and Share DCU from the menu on the left.
Log in to Online Banking and select Account Manager > Home > Share DCU > Referral History.
Log in to Online Banking and select Account Manager > Share DCU > Refer a Friend
Questions? Contact us
New referred member has 90 days from receipt of invitation to join, redeem the referral code, and open a membership and any one of the qualifying accounts stated above. Code and offer expire after 90 days. After the new membership and qualifying accounts are open, bonus money will be deposited into both members' DCU Primary Savings Accounts. If opening a Checking Account with recurring Direct Deposit of net pay, pension, or Social Security, bonus money will be deposited after one month of active Direct Deposit. If opening a Checking Account with 5 monthly payments, bonus money will be deposited after 5 active payments have successfully been completed within the same calendar month. If opening a loan, bonus money will be deposited after the loan is funded. Referred member must be at least 18 years old. The bonus may be reported to the IRS for income purposes. For membership eligibility, please visit: dcu.org.
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