Activate the Earn More Feature*
Save, spend, and earn in one account.
ACTIVATE NOWDCU Routing Number: 211391825
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Please note, membership is required to open a Checking account with DCU. Click here for more information about membership eligibility.
Personal loans are a flexible solution when you need money for just about anything. But just because you can use a personal loan for a new TV or luxury vacation, it doesn’t mean it’s a good idea. So how do you best use a loan that’s practically a blank check?
Funds from a personal loan are distributed in a lump sum to the borrower. The amount is then paid back with interest over the course of the loan term. That makes personal loans better for some uses than others:
Personal loans can be a great way to get cash when you need it, but they do have their drawbacks:
Please note that membership is required to accept a DCU Personal Loan.
This article is for informational purposes only. It is not intended to serve as legal, financial, investment or tax advice or indicate that a specific DCU product or service is right for you. For specific advice about your unique circumstances, you may wish to consult a financial professional.
*Earn More is a sweep feature. Eligible balances are automatically swept out to FDIC and/or NCUA insured deposit accounts held at participating financial institutions throughout the country. You will still have access to your checking account funds. The feature becomes activated on the first of the month following the month enrollment took place. The feature can only be added to one checking account per membership, excluding HSA Checking accounts. Learn More about the Earn More Feature here.
Please note, membership is required to open a Checking account with DCU. Click here for more information about membership eligibility.
Understanding how your checking account works and maximizing the benefits can help you reach your financial goals faster.
Personal loans have become a more popular lending option than ever before. Combine that fact with the recent ups and downs of the economy, and you might find yourself wondering if a personal loan is right for you. If you’re new to personal loans, read on for answers to some frequently asked questions.
A personal loan is one of the most flexible borrowing options you have available. It can be used if you have to finance a car repair, a large purchase to make or if you need a little more money to pay rent this month. Whatever your reason, a personal loan can help put you in a better place. If you’re looking to apply for a personal loan, here’s what you can expect.
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