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You’ve been hearing for months now that it’s a good time to buy a home. With interest rates near record lows – and expected to stay low in 2021 – it’s a great time to lock in a mortgage with a low fixed rate. At the same time, the housing market has been tight in many areas of the country, with homes selling fast and prices trending up.
The window of opportunity is open for homebuyers, but there’s more to consider than current housing market conditions. What matters most is what’s happening in your financial life, and if it’s a good time for you to buy a home. Reviewing these factors can help you decide if you’re ready for homeownership:
If you’re ready to buy a home, taking a proactive approach to the homebuying process can help you succeed. Getting prequalified for a DCU mortgage can help you be prepared to make an offer when the time is right.
Please note, membership is required to accept a DCU mortgage. Visit our member eligibility page for more details.
This article is for informational purposes only. It is not intended to serve as legal, financial, investment or tax advice or indicate that a specific DCU product or service is right for you. For specific advice about your unique circumstances, you may wish to consult a financial professional.
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