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Enjoy a credit card with a low rate and no balance transfer fees.
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If you don’t tend to use credit cards often, you might wonder why anybody would pay for everything with credit. After all, debit cards can do the job just fine, right? There are actually a lot of reasons why you might choose credit over debit or cash. Let’s go over some of the benefits of choosing credit and how to responsibly use credit cards.
Credit cards have many unique advantages compared to spending with debit cards or cash. Benefits of credit cards include:
*Debit card charges may also be disputed.
Credit cards are powerful and useful tools, but misusing them can lead to debt and potentially damage your credit history. Follow these tips to avoid pitfalls when using credit cards:
This article is for informational purposes only. It is not intended to serve as legal, financial, investment or tax advice or indicate that a specific DCU product or service is right for you. For specific advice about your unique circumstances, you may wish to consult a financial professional.
Enjoy a credit card with a low rate and no balance transfer fees.
LEARN MOREPlease note, membership is required to open a Visa® Platinum credit cards. Visit our membership eligibility page for more information.
Compare the pros and cons of each to determine which is right for you.
Learn how to make your credit cards work for you, and help build or improve credit.
Learn how credit works and how to use it responsibly.
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